Company Number: 14472889

Analysis Date: 2025-07-20 16:16 UTC

1. Risk Rating: LOW to MEDIUM
   The company is newly incorporated (Nov 2022) and operates as a micro entity with modest net assets (£1,647). Current assets exceed current liabilities, indicating positive working capital, but absolute values are small. No overdue filings or liquidation status suggest compliance and operational continuity so far.

2. Key Concerns:

• Limited financial scale and resources: With total net assets under £2,000 and only two employees, the company is very small and may be vulnerable to cash flow fluctuations or unexpected expenses.
• New operation with limited financial history: Incorporated less than two years ago, so limited track record to assess operational sustainability or market position.
• Single director and majority shareholder: Concentration of control could pose governance and continuity risks if unforeseen issues arise with the sole director.

3. Positive Indicators:

• Filing compliance is current with no overdue accounts or confirmation statements, indicating good regulatory adherence.
• Positive net current assets suggest the company can meet short-term obligations at year-end.
• Clear ownership and management structure with a single director who is also the majority shareholder simplifies accountability.

4. Due Diligence Notes:

• Review cash flow statements and any interim management accounts if available to assess ongoing liquidity beyond year-end snapshot.
• Investigate business model viability and market positioning given the retail SIC code and recent startup status.
• Confirm no undisclosed liabilities or contingent risks that could affect solvency.
• Consider director background and capacity to manage business growth and risks effectively.