CDM PROPERTY LTD

Executive Summary

CDM PROPERTY LTD is a very young, micro-entity company with minimal financial activity and resources, reflected in a fragile financial position. The company shows no operational turnover or significant assets, indicating it is in a startup or dormant phase. Immediate focus on capital raising and initiating trading activities is vital to improve its financial health and future sustainability.

CDM PROPERTY LTD - Analysis Report

Company Number: 13879092

Analysis Date: 2025-07-20 13:38 UTC

Financial Health Assessment Report for CDM PROPERTY LTD

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1. Financial Health Score: D (Poor)

Explanation:
CDM PROPERTY LTD is in the very early stage of its lifecycle with minimal financial activity and resources. The company's financials show extremely limited asset base and no substantive operational performance, indicating a fragile financial position. While not in immediate distress, the lack of scale and any meaningful revenues or assets constitutes a weak financial "pulse." This grade reflects a business with low financial resilience and limited capacity to absorb shocks or fund growth without external support or capital injection.

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2. Key Vital Signs

Metric	Observation	Interpretation
Current Assets	£100	Extremely low liquidity; insufficient for operations or obligations.
Net Current Assets	£100	Positive but negligible working capital.
Total Assets less Current Liabilities	£100	Barely any net assets, indicating minimal investment or retained value.
Shareholders’ Funds	£100	Equity base is minimal, reflecting early stage or undercapitalisation.
Average Number of Employees	Nil	No staff employed, signaling no operational activity or scale.
Profit & Loss Activity	No reported profits or losses	No trading or revenue generation to date.
Account Category	Micro	Smallest classification, limited reporting requirements.
Company Age	Incorporated Jan 2022	Approximately 2 years old, still in startup phase.

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3. Diagnosis

• Current Financial Condition ("Vital Signs"):
  The company exhibits symptoms of a startup with no operational trading activity. Its financial "heartbeat" is very faint — the balance sheet is essentially static with only a nominal amount of current assets and shareholders’ funds consistently recorded over three years. The zero employees and lack of profit/loss figures suggest the business is either dormant in practice or at a very preliminary stage of development.

• Underlying Business Health ("Symptoms Analysis"):
  The minimal asset base and lack of working capital indicate the company does not currently generate cash flow, nor does it possess significant resources to fund growth or absorb unexpected expenses. The absence of liabilities is positive but more indicative of inactivity rather than strong solvency. The micro-entity classification limits the granularity of financial disclosures, so full operational health cannot be fully assessed, but available data points to a business yet to establish meaningful economic activity.

• Governance and Control:
  With three directors and three persons of significant control (each holding 25-50% shares), ownership and control appear balanced but concentrated among a small group, which can be both a strength (clear decision-making) and a risk (limited expertise/diversity).

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4. Prognosis

Given the current financial indicators and company age, CDM PROPERTY LTD's future financial outlook depends heavily on initiating trading activities or injecting capital. Without operational revenue, the company risks stagnation or eventual insolvency if costs arise. However, the absence of debt and liabilities provides a clean slate to build from. Early intervention to boost capital, develop revenue streams, or secure funding will be critical for financial viability.

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5. Recommendations

• Capital Injection: Seek additional equity investment or loans to build working capital and fund initial operations. The current £100 asset base is insufficient to launch or sustain activities.

• Operational Development: Prioritize establishing revenue-generating projects in line with the real estate letting and sales business model. This will create healthy cash flow, akin to a strong pulse needed for ongoing viability.

• Financial Monitoring: Implement basic financial controls and regular cash flow forecasting to detect any early "symptoms of distress" such as cash shortages or rising liabilities.

• Governance Review: Consider expanding the skillset of directors or advisors to include financial and real estate expertise to improve strategic decision-making and risk management.

• Compliance Vigilance: Ensure timely filing of accounts and confirmation statements to avoid penalties and maintain regulatory "health."

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