Company Number: 13444083

Analysis Date: 2025-07-29 12:32 UTC

1. Risk Rating: LOW
   The company, CHARIVOX LIMITED, appears financially stable based on the latest micro-entity accounts. It shows positive net assets and working capital, no overdue filings, and no indications of insolvency or liquidation.

2. Key Concerns:

• Minimal Share Capital: At £1.00, the share capital is very low, which may limit financial resilience.
• Provisions for Liabilities: The existence of £1,427 in provisions may indicate some contingent liabilities or future expenses to monitor.
• Small Scale and Limited Staff: With only one employee on average, the company may be vulnerable to operational disruptions or capacity constraints.

3. Positive Indicators:

• Positive Net Assets: £5,624 net assets and positive working capital indicate solvency and ability to meet short-term obligations.
• No Overdue Filings: Up-to-date accounts and confirmation statement filings reduce regulatory risk.
• Increasing Asset Base: Fixed assets increased from zero to £4,080 in the latest year, suggesting investment in business infrastructure.
• Active Status and No Insolvency: The company is active with no signs of liquidation or administration.

4. Due Diligence Notes:

• Clarify nature and risk associated with the £1,427 provisions for liabilities to assess potential impact on cash flow or solvency.
• Review the company’s business model and revenue streams given the micro-entity scale and limited staff to evaluate operational sustainability.
• Verify the reasoning and implications of the recent name change (from SI CHOUDHURY CONSULTANCY LTD to CHARIVOX LIMITED).
• Assess cash flow statements, if available, to confirm liquidity beyond the balance sheet snapshot.
• Confirm any related party transactions or director loans that may affect financial stability.