CHARLOTTE'S 11PLUS ACADEMY LTD

Executive Summary

CHARLOTTE'S 11PLUS ACADEMY LTD is in good financial health for its first year of operation, showing strong liquidity and positive net assets. The company has a solid foundation but needs to focus on developing comprehensive financial tracking and planning as it grows. With prudent management and continued financial monitoring, the future outlook is stable and positive.

CHARLOTTE'S 11PLUS ACADEMY LTD - Analysis Report

Company Number: 14719015

Analysis Date: 2025-07-29 18:02 UTC

Financial Health Assessment of CHARLOTTE'S 11PLUS ACADEMY LTD

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1. Financial Health Score: B

Explanation:
The company exhibits strong initial signs of financial health for a new micro-entity. It has a solid net current asset base relative to liabilities, reflecting good working capital management and liquidity. As a recently incorporated entity with limited operational history, the score reflects a healthy start but is cautious due to the absence of revenue and profitability data, which limits the depth of the assessment.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	57,467	Adequate cash or assets easily convertible to cash, indicating liquidity is robust.
Current Liabilities	15,498	Short-term obligations that the company must meet within one year; relatively low compared to assets.
Net Current Assets	41,969	Positive working capital, signaling the company can comfortably cover short-term debts.
Net Assets (Equity)	41,969	Represents shareholder funds; shows the company has a positive net worth.
Average Number of Employees	1	Very small workforce consistent with a micro-entity classification and early-stage operations.

Additional Context:

• The company is a Private Limited Company operating in the primary education sector (SIC 85200).
• It was incorporated recently (March 2023), so the financials cover the initial year of trading.
• The sole director and significant controller is Mrs. Charlotte D'Cunha, indicating centralized ownership and management.

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3. Diagnosis: What the Numbers Reveal

• Healthy Cash Flow Symptoms: The company shows a healthy liquidity position with net current assets of £41,969, meaning it has sufficient short-term resources to meet immediate obligations. This is akin to a patient with good hydration and strong pulse — the company's "vital signs" are stable.

• Limited Operating History: Since this is the first financial year and a micro-entity account, detailed profit/loss figures or revenue streams are not disclosed. This is like a patient in early recovery where long-term prognosis depends on continued monitoring.

• Low Leverage and Risk: The absence of long-term liabilities and positive equity suggests minimal financial distress or overextension. There are no "symptoms" of financial strain such as excessive debt or negative working capital.

• Management and Control: Single director and majority shareholder governance simplifies decision-making but also concentrates risk. The company must ensure good governance practices to avoid "management fatigue."

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4. Recommendations: Steps to Improve Financial Wellness

• Develop Revenue and Profit Tracking: As the company is in early stages, establishing robust financial controls and regular performance monitoring (profit and loss, cash flow statements) will help detect any emerging financial "symptoms" early.

• Build Cash Reserves: Maintain or increase liquid assets to buffer against unexpected expenses or revenue fluctuations, akin to building the body's reserves for resilience.

• Formalize Financial Planning: Implement budgeting and forecasting processes to predict future cash needs and investment requirements, ensuring the company remains in "good health" as it grows.

• Governance and Compliance: Given the sole director structure, consider periodic external reviews or advisory support to ensure balanced decision-making and risk management.

• Staffing and Operational Scaling: Plan human resource needs in line with growth to avoid operational bottlenecks or overextension, ensuring the company’s "organ systems" (departments) function smoothly.

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