CHARMS HOUSE LTD

Executive Summary

CHARMS HOUSE LTD is a newly incorporated dormant private limited company with minimal financial activity and a small equity base. The company currently presents a low risk from a solvency and compliance perspective, but the absence of operational history and limited capital warrant monitoring as the business develops. Maintaining up-to-date filings and reviewing future trading results will be critical to reassessing investment risk.

CHARMS HOUSE LTD - Analysis Report

Company Number: 14719211

Analysis Date: 2025-07-29 19:53 UTC

1. Risk Rating: LOW
   The company is newly incorporated and currently dormant with minimal financial activity and no liabilities. Its financial position is stable but limited, with only nominal share capital and net assets. There are no overdue filings or regulatory concerns at this stage.

2. Key Concerns:

• Dormant status means no trading history or cash flow data to assess operational viability.
• Very limited equity (£102 share capital) could constrain the ability to finance operations or absorb losses if and when trading starts.
• The company is newly formed (less than 1.5 years old), so lack of operational track record increases uncertainty.

3. Positive Indicators:

• All statutory filings (accounts and confirmation statement) are up to date and compliant, indicating good governance so far.
• Clear shareholding structure with two directors who also hold significant control and have relevant business backgrounds (estate agent and spa manager).
• Registered in a stable jurisdiction with no flags related to insolvency, administration, or director disqualifications.

4. Due Diligence Notes:

• Monitor for the next annual accounts to assess if the company remains dormant or has commenced trading, including reviewing any new financial data for liquidity and solvency metrics.
• Investigate the business plan and intended operations in real estate (letting/buying/selling) to evaluate market positioning and revenue prospects.
• Confirm the directors’ capacity and experience in managing a property-focused enterprise, as current occupations are not directly in real estate investment or management.
• Review any related party transactions or external funding sources once trading begins to assess financial sustainability.