CHIPPENHAM TOWN FC JUNIOR ACADEMY LIMITED

Executive Summary

CHIPPENHAM TOWN FC JUNIOR ACADEMY LIMITED demonstrates a stable financial position with positive net assets and no regulatory compliance issues, reflecting low solvency risk. However, its micro-entity scale, absence of employees, and concentrated ownership warrant further operational and governance due diligence to confirm ongoing sustainability. Overall, the company appears low risk but limited in scale and operational transparency.

CHIPPENHAM TOWN FC JUNIOR ACADEMY LIMITED - Analysis Report

Company Number: 13801142

Analysis Date: 2025-07-29 20:43 UTC

1. Risk Rating: LOW
   Justification: The company shows positive net current assets and net assets across the last two reported years, indicating a stable solvency position. There are no overdue filings or regulatory compliance issues noted, and the company is active with no liquidation or administration status.

2. Key Concerns:

• Limited scale and size as a micro-entity with minimal financial buffers (net assets of £6,232 as of 2023) which could limit resilience to adverse events.
• No employees reported in last two years, which may suggest limited operational activity or reliance on volunteers/outsourcing, raising questions about operational sustainability.
• Concentrated ownership with two directors holding significant control, which may elevate governance risk from a minority investor perspective.

3. Positive Indicators:

• Consistent increase in current assets and net assets from 2022 to 2023, indicating growth in working capital and equity.
• Compliance with filing deadlines for both accounts and confirmation statements, reflecting good regulatory governance.
• The company is operational with an active website and contact details, suggesting ongoing business activity in sports and recreation education.

4. Due Diligence Notes:

• Investigate the sources of current assets and nature of liabilities to assess quality and liquidity of working capital.
• Clarify operational model given zero employees reported, including reliance on volunteers, contractors, or related entities.
• Review directors’ background and governance practices given significant shareholding concentration.
• Confirm the company’s revenue streams and business plan to understand growth prospects and sustainability.
• Verify if there are any contingent liabilities or off-balance sheet obligations not visible in micro-entity accounts.