Company Number: 14937577

Analysis Date: 2025-07-29 20:16 UTC

1. Credit Opinion: DECLINE
   Chowmin Limited is a newly incorporated (June 2023) private limited company classified as dormant with minimal financial activity and no trading history. The latest accounts (year ended June 2024) confirm the company has only £100 cash and net assets, with no revenues, profits, or liabilities. Given the absence of operating results, no evidence of cash flow generation, and no financial track record, the company currently lacks the capability to service any debt or credit facility. Without trading history or financial performance, extending credit is high risk.

2. Financial Strength:
   The company’s balance sheet is very limited, showing only £100 in cash and shareholder funds, representing the nominal share capital. There are no fixed or current assets beyond cash, no liabilities, and no retained earnings. The dormant status means the company has not engaged in business operations, so there is no financial strength or cushion to absorb shocks.

3. Cash Flow Assessment:
   With cash of only £100 and no trading or operating activity, there is no evidence of cash inflows or working capital management. The company’s liquidity position is negligible and insufficient to cover any operating expenses or debt service. The absence of current or historical cash flow data precludes any positive cash flow assessment.

4. Monitoring Points:

• Filing of first trading accounts to assess actual business operations and financial performance.
• Cash flow generation and working capital management once trading commences.
• Changes in net assets and shareholder funds indicating capital injections or profitability.
• Director and ownership stability, given sole control by Mr. Noor Ullah Choudhary.
• Compliance with future filing deadlines to ensure transparency and regulatory adherence.