CHRIS WABY BUSINESS SUPPORT LIMITED

Executive Summary

Chris Waby Business Support Limited is a newly formed micro-entity showing early signs of financial strain with negative net current assets and net liabilities. Immediate attention to improving liquidity and building revenue streams is essential for stabilizing its financial health. With careful management and capital support, the company has potential to progress from this fragile start.

CHRIS WABY BUSINESS SUPPORT LIMITED - Analysis Report

Company Number: 15162552

Analysis Date: 2025-07-20 18:47 UTC

Financial Health Assessment for CHRIS WABY BUSINESS SUPPORT LIMITED

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1. Financial Health Score: D

Explanation:
The company is showing early signs of financial distress with negative net current assets and net liabilities. Being a newly incorporated micro-entity with limited operating history, the financial position is fragile. The negative working capital ("symptom of distress") and net liabilities indicate that the firm is currently not able to cover its short-term debts with available short-term assets, which lowers the financial health grade.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	487	Very low level of liquid assets available to cover short-term obligations.
Current Liabilities	914	Short-term debts exceed available current assets, indicating liquidity pressure.
Net Current Assets	-427	Negative working capital ("unhealthy cash flow"), risk of cash crunch in near term.
Net Assets (Total Equity)	-911	Negative net worth, indicating liabilities exceed assets, a critical warning sign.
Shareholders' Funds	-911	Reflects accumulated losses or initial capital deficit; shareholders currently have negative equity.
Number of Employees	1	Sole director-operated micro company, limited operational scale and financial resilience.

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3. Diagnosis

The financial data reveals a company in its infancy with minimal assets and a small scale operation (1 employee — the director). The negative net current assets and net liabilities indicate the company is operating with a deficit, unable to fully meet short-term debts from its current assets. This "symptom of distress" points to potential liquidity issues and financial vulnerability.

Since the company is newly formed (incorporated in September 2023) and classified as a micro-entity, it has likely not yet developed a steady revenue stream or accumulated sufficient capital base. The negative shareholders' funds suggest initial funding or early losses have led to a deficit position. However, the absence of overdue filings and the company's active status are positive procedural signs.

The underlying business activities (business support services, administrative activities, real estate management, and auxiliary insurance activities) are diverse but the current financial snapshot shows limited operational scale and financial buffer.

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4. Recommendations

• Increase Working Capital: Seek additional capital injection (equity or short-term financing) to improve liquidity and cover immediate liabilities, stabilizing the "cash flow vital signs."
• Control Costs: Maintain strict cost control to avoid further depletion of resources; as a micro company, overhead should be minimal.
• Build Revenue Streams: Focus on securing contracts or clients to generate steady income, improving financial inflows.
• Monitor Cash Flow Closely: Implement rigorous cash flow forecasting and management to avoid liquidity crises.
• Consider External Advice: Engage with a financial advisor or mentor specializing in start-ups and micro-entities to establish robust financial planning.
• Plan for Growth: Develop a detailed business plan with financial projections to track health indicators and guide strategic decisions.
• Maintain Compliance: Continue timely filing of accounts and returns to avoid penalties and maintain good standing.

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