Company Number: 13582180

Analysis Date: 2025-07-20 16:37 UTC

1. Credit Opinion: DECLINE
   Chroma Limited has consistently filed dormant accounts since incorporation in 2021, showing no trading activity or financial transactions. The extremely limited financial information (net assets and shareholder funds of only £90) indicates no operating history or revenue generation. There is no evidence of cash flow or profitability to support any credit facility. Extending credit to a dormant company with no active business operations presents a high risk of non-repayment.

2. Financial Strength:
   The company’s balance sheet is minimal, reflecting only issued share capital of £90 with corresponding net assets and shareholder funds of £90. There are no fixed or current assets, liabilities, or reserves. This financial position confirms the company has no tangible resources or equity base to support business activities or debt service.

3. Cash Flow Assessment:
   As a dormant company, Chroma Limited has no turnover, no current assets, and no liabilities. There are no cash inflows or outflows reported, indicating zero operating cash flow. This absence of liquidity means the company cannot generate funds to meet any financial obligations.

4. Monitoring Points:

• Confirm if the company resumes trading or files active accounts in future periods.
• Monitor any changes in company status or filings that indicate commencement of business activities.
• Watch for any new directors or changes in ownership that might signal restructuring or funding injection.