CIV DEVELOPMENT LTD

Executive Summary

CIV DEVELOPMENT LTD is a dormant company with no trading activity or financial strength, reflected by minimal net assets and cash. It currently lacks the capacity to support credit facilities or repay debt. Approval of credit is not recommended without significant operational or financial changes.

CIV DEVELOPMENT LTD - Analysis Report

Company Number: 12620691

Analysis Date: 2025-07-20 19:07 UTC

1. Credit Opinion: DECLINE
   CIV DEVELOPMENT LTD has filed dormant accounts since incorporation in 2020, showing no trading activity or financial transactions. The company holds minimal net assets (£100) and cash (£100), indicating no operational or revenue-generating business. Without any income, cash flow, or asset base beyond nominal share capital, the company currently lacks the capacity to service debt or credit facilities.

2. Financial Strength:
   The company’s balance sheet is extremely limited, consisting solely of £100 in cash and share capital. No fixed or current assets, liabilities, or reserves are reported. The net assets have remained static over five years, reflecting no business activity or growth. This indicates no financial strength or resilience.

3. Cash Flow Assessment:
   With a dormant status, there is no cash inflow from operations or working capital. The £100 cash balance is nominal and unlikely to cover any meaningful operational expenses or debt repayments. The company has no demonstrated liquidity or cash generation capability.

4. Monitoring Points:

• Any change from dormant status to active trading should be monitored closely, including updated financial statements showing revenue, expenses, and cash flow.
• Watch for increases in net assets or working capital that could support credit.
• Monitor director appointments and any changes in ownership or control that might indicate a strategic shift.