CLEARLY BETTER PROPERTY GROUP LIMITED

Executive Summary

Clearly Better Property Group Limited exhibits high financial risk primarily due to significant liabilities and negative working capital, despite owning substantial fixed assets. The company complies with filing obligations and benefits from stable directorship, but liquidity and solvency concerns warrant careful further investigation before investment consideration.

CLEARLY BETTER PROPERTY GROUP LIMITED - Analysis Report

Company Number: 12830654

Analysis Date: 2025-07-20 16:08 UTC

1. Risk Rating: HIGH
   The company shows signs of significant financial stress, chiefly because of large liabilities relative to its assets and persistent negative working capital.

2. Key Concerns:

• Negative Net Current Assets: The company had net current liabilities of £135,121 as of August 2023, indicating potential liquidity issues and difficulty meeting short-term obligations.
• High Long-Term Creditors: Creditors falling due after more than one year stand at £321,783, nearly matching fixed assets, suggesting heavy reliance on debt financing and potential solvency risk.
• Minimal Shareholders’ Funds: Equity is very low at £1,892, barely positive after being negative the previous year, indicating a fragile capital base vulnerable to any losses or financial shocks.

3. Positive Indicators:

• Asset Base: The company owns fixed assets valued at £458,796, which could provide collateral value and underpin ongoing operations.
• No Overdue Filings: Accounts and confirmation statements are filed on time, showing compliance with statutory requirements and no immediate regulatory concerns.
• Experienced Directors: Both directors have been in place since incorporation, which may suggest stable leadership and governance continuity.

4. Due Diligence Notes:

• Investigate the nature and terms of the £321,783 long-term creditors to understand repayment obligations and refinancing risks.
• Review cash flow statements and any off-balance-sheet liabilities to assess liquidity beyond the snapshot of current assets and liabilities.
• Clarify the business model and revenue generation to ascertain operational sustainability given the lack of employees and minimal current assets.
• Confirm whether the fixed assets can be liquidated or leveraged to improve liquidity if needed.
• Evaluate director backgrounds for any history of financial distress or insolvency in previous ventures.