CLEARVIEW RELOCATION CONSULTANCY LTD

Executive Summary

Clearview Relocation Consultancy Ltd is a newly formed company facing significant financial difficulties with substantial net liabilities and minimal liquidity. Without clear evidence of operational revenue or capital support, the company is unlikely to meet its debt obligations. Credit facilities are not recommended until material financial improvements are demonstrated.

CLEARVIEW RELOCATION CONSULTANCY LTD - Analysis Report

Company Number: 15119869

Analysis Date: 2025-07-29 12:25 UTC

1. Credit Opinion:
   DECLINE. Clearview Relocation Consultancy Ltd presents significant financial distress with net liabilities of £140,755 as at 28 February 2025 and current liabilities (£141,544) vastly exceeding current assets (£789). The company is newly incorporated (September 2023) and has not demonstrated operational revenue or profitability, which raises concerns about its ability to service debt or meet commercial commitments without external financial support.

2. Financial Strength:
   The balance sheet shows a weak financial position with negative shareholders’ funds of £140,755. The company has no fixed assets and minimal cash reserves (£789), relying heavily on creditor funding (£141,544) primarily owed to group undertakings (£126,904). This capital structure indicates a highly leveraged position and no equity buffer to absorb losses or support growth. Absence of fixed assets and accumulated losses reflect a lack of tangible collateral or retained earnings.

3. Cash Flow Assessment:
   Liquidity is critically constrained, evidenced by a severe working capital deficit (£-140,755). Current liabilities are over 179 times the current cash balance, indicating an inability to meet short-term obligations from available liquid resources. The absence of employees and operational data suggests limited or no ongoing cash inflows. The company’s cash flow position is unsustainable without immediate capital injection or creditor concessions.

4. Monitoring Points:

• Track improvements in net current assets and reduction in creditor balances, especially amounts due to group undertakings.
• Monitor filing of subsequent accounts for operational revenues, profitability, and cash flow generation.
• Observe any director or shareholder funding injections or restructuring plans.
• Watch for overdue filings or signs of insolvency proceedings given current financial stress.
• Review management commentary (if available) on business strategy and forecast cash flows.