CLIENT CENTRIC CONSULTING LTD

Executive Summary

Client Centric Consulting Ltd is a small, privately owned management consultancy with strong net current assets and no regulatory compliance issues, indicating low immediate financial risk. However, limited financial disclosures and a modest cash position warrant further review of operational performance and cash flow. Overall, the company appears solvent and stable, but investor due diligence should focus on underlying profitability and business sustainability.

CLIENT CENTRIC CONSULTING LTD - Analysis Report

Company Number: 13613506

Analysis Date: 2025-07-29 20:24 UTC

1. Risk Rating: LOW
   The company demonstrates a strong net current asset position relative to its current liabilities, with no overdue filings or signs of regulatory non-compliance. Cash balances are modest but adequate relative to liabilities, and the business appears stable operationally with a consistent director and majority shareholder.

2. Key Concerns:

• Limited scale and financial data: As a relatively new company incorporated in 2021, the financial history is short and the company operates with only one employee (the director), which may limit operational scalability and resilience.
• Declining cash balance: Cash decreased from £52,380 in 2022 to £41,316 in 2023, although current liabilities also decreased significantly; continued monitoring is advised.
• Absence of profit and loss details: The filed accounts only include balance sheets due to small company exemptions, limiting insight into profitability and cash flow dynamics.

3. Positive Indicators:

• Solvency: Net current assets remain strongly positive (£39,805 in 2023), indicating the company can meet its short-term obligations easily.
• Compliance: No overdue statutory filings or confirmation statements; accounts are filed timely and correctly under the Total Exemption Full regime.
• Governance: Single director and 75-100% ownership by Mrs. Marcella Diane Rich provides clear control and accountability. No director disqualifications or governance issues noted.

4. Due Diligence Notes:

• Obtain management accounts or internal financial statements to assess profitability and cash flow trends beyond balance sheet snapshots.
• Review the nature and stability of consulting contracts or client base to ascertain operational sustainability and revenue visibility.
• Confirm that there are no contingent liabilities or off-balance sheet risks that might impair solvency.
• Validate director’s ongoing involvement and capacity to manage company growth or operational risks given the single-employee structure.