Company Number: 13613506

Analysis Date: 2025-07-29 20:24 UTC

1. Risk Rating: LOW
   The company demonstrates a strong net current asset position relative to its current liabilities, with no overdue filings or signs of regulatory non-compliance. Cash balances are modest but adequate relative to liabilities, and the business appears stable operationally with a consistent director and majority shareholder.

2. Key Concerns:

• Limited scale and financial data: As a relatively new company incorporated in 2021, the financial history is short and the company operates with only one employee (the director), which may limit operational scalability and resilience.
• Declining cash balance: Cash decreased from £52,380 in 2022 to £41,316 in 2023, although current liabilities also decreased significantly; continued monitoring is advised.
• Absence of profit and loss details: The filed accounts only include balance sheets due to small company exemptions, limiting insight into profitability and cash flow dynamics.

3. Positive Indicators:

• Solvency: Net current assets remain strongly positive (£39,805 in 2023), indicating the company can meet its short-term obligations easily.
• Compliance: No overdue statutory filings or confirmation statements; accounts are filed timely and correctly under the Total Exemption Full regime.
• Governance: Single director and 75-100% ownership by Mrs. Marcella Diane Rich provides clear control and accountability. No director disqualifications or governance issues noted.

4. Due Diligence Notes:

• Obtain management accounts or internal financial statements to assess profitability and cash flow trends beyond balance sheet snapshots.
• Review the nature and stability of consulting contracts or client base to ascertain operational sustainability and revenue visibility.
• Confirm that there are no contingent liabilities or off-balance sheet risks that might impair solvency.
• Validate director’s ongoing involvement and capacity to manage company growth or operational risks given the single-employee structure.