CLINICAL ADVISORY NETWORK ON SEX AND GENDER

Executive Summary

Clinical Advisory Network on Sex and Gender is a newly formed micro-entity with minimal financial history and negligible assets. The company currently demonstrates no cash flow or operational capacity to support credit facilities, leading to a recommendation to decline credit at this time. Monitoring future filings and operational developments is essential before reassessing credit risk.

CLINICAL ADVISORY NETWORK ON SEX AND GENDER - Analysis Report

Company Number: 14935232

Analysis Date: 2025-07-29 20:31 UTC

1. Credit Opinion: DECLINE
   The company is a very recently incorporated private limited by guarantee entity with minimal financial history and no substantive trading activity or income. With only £1,129 in current assets, no fixed assets, no liabilities, no employees, and no turnover disclosed, there is no evidence of operational cash flow or financial strength to support repayment of credit facilities. The absence of income or working capital generation severely limits the company’s capacity to meet debt obligations or sustain business operations under stress. The micro-entity filing status and lack of audited accounts further restrict transparency and creditworthiness. For these reasons, extending credit at this stage involves high risk.

2. Financial Strength:
   The balance sheet as at 30 June 2024 shows total net assets of only £1,129, all in current assets (presumably cash or equivalents). There are no fixed assets or liabilities recorded. The net asset base is negligible and insufficient to provide a financial cushion. The company carries no debt but also has no revenue or earnings retained. The shareholders’ funds reflect essentially the initial capital or minimal reserves. This very limited financial footprint indicates a startup phase without established financial resources.

3. Cash Flow Assessment:
   No employees or operational assets are reported, and no turnover or profit and loss figures are available given the micro-entity filing. The current assets of £1,129 likely represent initial cash or prepayments, which is minimal working capital. Without turnover, accounts receivable, or ongoing cash inflows, the company’s liquidity position is fragile. There is no evidence of positive cash flow generation or capacity to service credit. The absence of creditors suggests no current trade payables, but also minimal engagement with suppliers or customers.

4. Monitoring Points:

• Future annual accounts filings to assess revenue, profitability, and cash flow development.
• Working capital trends, including cash, receivables, and payables.
• Any changes in company status or filings indicating operational activity or expansion.
• Director appointments and any changes in management or ownership.
• Confirmation of business model viability and evidence of contracts or funding sources if credit is reconsidered later.