CLOUD COMPETITIONS (CUMBRIA) LTD

Executive Summary

CLOUD COMPETITIONS (CUMBRIA) LTD is a newly established private company operating in the gambling sector with a healthy liquidity position and positive net assets. While regulatory compliance and timely filings are positive signs, the limited operating history and absence of profit and loss information constrain a full risk assessment. Further due diligence on operational performance and sector-specific risks is recommended.

CLOUD COMPETITIONS (CUMBRIA) LTD - Analysis Report

Company Number: 15256163

Analysis Date: 2025-07-29 20:02 UTC

1. Risk Rating: LOW
   The company CLOUD COMPETITIONS (CUMBRIA) LTD is newly incorporated (November 2023) with no indication of overdue filings or financial distress. Its net current assets and shareholders’ funds are positive, and it has complied with Companies House filing deadlines. These factors support a low risk rating at this early stage.

2. Key Concerns:

• Limited operating history: The company has been incorporated less than two years, so there is insufficient financial track record to assess operational sustainability or profitability trends.
• No profit and loss details provided: The absence of a profit and loss account limits insight into revenue generation, cost control, and cash flow dynamics.
• Industry risk: Operating in gambling and betting activities (SIC 92000) which can be highly regulated and competitive, exposing the company to compliance and market risks.

3. Positive Indicators:

• Strong liquidity position: Current assets (£49,712) exceed current liabilities (£14,953), resulting in net current assets of £34,759, indicating the company can meet short-term obligations.
• Positive equity base: Shareholders’ funds stand at £36,731 reflecting net assets and initial capital investment, which provides a buffer against losses.
• Compliance: All statutory accounts and confirmation statements are filed on time, indicating good governance and regulatory adherence.

4. Due Diligence Notes:

• Review management accounts or internal financial statements to understand revenue, profitability, and cash flow patterns given absence of P&L disclosures.
• Clarify the nature and valuation of stock (£32,478) given the business activity, as stock valuation policies and turnover rates impact working capital assessment.
• Assess regulatory compliance status and licensing given the gambling sector’s strict controls, including any pending regulatory reviews or fines.
• Investigate the background, experience, and track record of the directors to assess management strength and potential operational risks.
• Confirm the source and sustainability of initial capital funding to ensure ongoing operational viability.