CLOUD TECH VENTURES LTD

Executive Summary

Cloud Tech Ventures Ltd is a dormant entity with no trading activity or financial substance, reflected in nominal net assets and cash balances. There is no capacity to service debt or support credit facilities at this time. Credit approval is declined pending evidence of operational activity and financial viability.

CLOUD TECH VENTURES LTD - Analysis Report

Company Number: 13514334

Analysis Date: 2025-07-29 20:59 UTC

1. Credit Opinion: DECLINE
   Cloud Tech Ventures Ltd is a dormant company with no trading activity reflected in its accounts. The financial statements show nominal cash and net assets (£1) over multiple years, indicating no operating income or financial strength. There is no evidence of revenue generation or cash flow to service debt or support credit facilities. The ownership structure includes a trust with majority control, but this does not mitigate the lack of financial substance. Given the absence of trading history, the company is not currently creditworthy.

2. Financial Strength:
   The balance sheet is minimal, with net assets and cash at just £1 consistently over the last four financial years. No fixed or current assets, liabilities, or reserves are reported, confirming dormant status. Shareholders’ funds are nominal, reflecting no capital injection or retained earnings. This indicates an absence of financial resources or buffer to absorb shocks or invest in business growth.

3. Cash Flow Assessment:
   Cash holdings are negligible (£1), and there is no reported income or expenditure. The company’s dormant status means no operational cash flows exist, and it relies entirely on external funding or capital contributions if it were to commence trading. Working capital is effectively non-existent, and liquidity is insufficient to meet any financial obligation.

4. Monitoring Points:

• Monitor for any future trading activity or changes in financial statements indicating operational cash flows.
• Confirm timely filing of accounts and returns to avoid compliance risks.
• Watch for changes in ownership or director appointments that might signal business plans or restructuring.
• Assess any new filings for indications of capital injection or commencement of trading before reconsidering credit exposure.