Company Number: 12936906

Analysis Date: 2025-07-20 17:45 UTC

Financial Health Assessment Report for Cloughpark Limited

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1. Financial Health Score: Grade B

Explanation:
Cloughpark Limited is classified as a dormant company under UK accounting standards, meaning it has had no significant financial transactions during the accounting period. This results in a very stable but minimal financial footprint — essentially a company in "resting mode". The minimal share capital and net assets of £10 reflect a company maintaining its legal existence without active trading or operational cash flow. While this is not indicative of growth or active business health, the company's compliance with filing deadlines and absence of liabilities suggest a "stable dormant" status, meriting a solid B grade. It’s not an active financial ecosystem, but it is healthy for its dormant purpose.

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2. Key Vital Signs

Metric	Value	Interpretation
Status	Active	Company is registered and legally operational.
Account Category	Dormant	No trading activities, minimal financial movement.
Share Capital	£10.00	Nominal capital; typical for dormant companies.
Net Assets	£10.00	Indicates no accumulated profits or losses; stable equity base.
Cash	£0	No cash transactions during the year; consistent with dormant status.
Filing Deadlines	Up to date	No overdue filings; good compliance record.
Directors	3 current	Stable governance structure with appointed directors.

Interpretation:
The company is maintaining its legal existence without engaging in active business. The lack of cash and trading activity is expected for a dormant company. The net assets remain unchanged, showing no financial deterioration or growth. Timely filings indicate good administrative health.

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3. Diagnosis: Financial Condition Assessment

Cloughpark Limited is in a state of financial dormancy. This is akin to a patient in a medically induced rest state—no active symptoms of distress (such as debt or losses), but also no signs of growth or vitality (no revenue, cash flow, or asset accumulation). The company is fiscally "stable" but "inactive."

• No operational income or expenses: The dormant status means the company neither generates revenue nor incurs expenses.
• No cash reserves or liabilities: With zero cash and no debts, the financial balance sheet is neutral.
• Minimal net assets: The net assets remain at the nominal share capital level, reflecting no change since incorporation.
• Compliance is strong: Filing accounts and confirmation statements on time reflects a "healthy" administrative state, reducing legal or regulatory risks.

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4. Recommendations: Actions to Improve Financial Wellness

Since this company is dormant, traditional financial improvements (like increasing revenue, managing expenses, or improving cash flow) do not apply. However, for moving towards active financial health, consider the following steps:

• Activate business operations: Plan and execute a business strategy to commence trading activities, generating revenue and cash flow.
• Build working capital: Once active, focus on accumulating current assets (cash, receivables) to ensure liquidity.
• Monitor and maintain compliance: Continue timely filings and governance to avoid penalties or legal complications.
• Engage directors in strategic planning: With three directors currently appointed, leverage their expertise to develop a viable business model.
• Evaluate market opportunities: As a holding company (SIC 64209), assess potential investments or subsidiaries to create value.

If the intent is to keep the company dormant, ensure it remains compliant and consider if maintaining the company is financially justifiable given ongoing administrative costs.

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