Company Number: SC671082

Analysis Date: 2025-07-20 15:40 UTC

Financial Health Assessment for Cloverglen Limited

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1. Financial Health Score: Grade D

Explanation: Cloverglen Limited shows extremely minimal financial activity, with virtually no assets or operational financial data beyond a nominal £1 in current assets and net assets. This indicates a dormant or near-dormant state rather than active trading or growth. While the company is compliant with filings and active legally, its financial vitality is very weak and reflects minimal business operations.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	1	Extremely low, indicates no liquid resources
Net Current Assets	1	Barely positive working capital, minimal liquidity
Total Assets less CL	1	Total net assets negligible
Net Assets	1	Indicates no retained earnings or capital growth
Share Capital	1	Nominal initial capital injection
Average Number of Employees	1	Single-person operation, low operational scale

• Cash and equivalents: Constant at £1 over 5 years, indicating no cash inflow or active trading.
• Shareholders’ funds: Stable at £1, showing no accumulation of profits or additional investments.
• No liabilities recorded: No debts or obligations, but also no operational assets.

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3. Diagnosis

The financial "symptoms" strongly suggest Cloverglen Limited is effectively dormant or minimally operational. The company's balance sheet is essentially flatlined with only a nominal £1 in assets and share capital. There are no signs of trading activity, revenue generation, or investment in assets or working capital. The financial statements are prepared under micro-entity provisions and exempt from audit, typical for very small or dormant companies.

This "financial health" is akin to a patient with very low vital signs—no active metabolism, no growth signals, just maintenance of legal existence. The business is not suffering from distress or insolvency but is not functioning as a going concern in a substantial way either.

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4. Recommendations

• Evaluate Purpose and Strategy: Clarify if the company is intended as a holding entity, vehicle for future projects, or truly dormant. If dormant, maintain compliance but consider formal dormancy filing to reduce administrative burden.
• Activate Business Operations: If growth or trading is desired, initiate revenue-generating activities, increase investment in assets, and manage cash flow actively to build financial vitality.
• Financial Planning: Develop a basic budget and cash flow forecast to avoid financial stagnation and enable proactive management.
• Review Corporate Structure: Given single director and PSC with 100% ownership, ensure legal and tax structures are optimized for future use.
• Compliance Maintenance: Continue timely filings to avoid penalties; dormant or micro companies still have filing obligations.

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