COCKERHAM DEVELOPMENTS LIMITED

Executive Summary

Cockerham Developments Limited is a dormant entity with nominal financial resources and no trading history, making it unsuitable for credit facilities at present. Its balance sheet and cash flow position lack substance to support debt servicing. Future credit consideration should await evidence of business activity and financial improvement.

COCKERHAM DEVELOPMENTS LIMITED - Analysis Report

Company Number: 13786623

Analysis Date: 2025-07-20 17:06 UTC

1. Credit Opinion: DECLINE
   Cockerham Developments Limited is a dormant company with no trading activity reported to date. The financial statements confirm minimal assets (£100 cash) and net assets (£100), reflecting no operating history or revenue generation. There is no evidence of cash flow or earnings capacity to service any debt or credit facility. Lending to this entity would carry a high risk due to lack of operational track record and financial substance.

2. Financial Strength:
   The company’s balance sheet is extremely limited, showing only nominal cash and equity capital of £100. There are no fixed or current assets beyond cash, no liabilities, and no revenue or profit reserves. This indicates the company has not commenced business activities and holds no material financial resources.

3. Cash Flow Assessment:
   With cash on hand fixed at £100 for the last four years and no trading activity, the company has no meaningful liquidity or working capital. It is unable to generate cash flow internally or service any external obligations at this stage.

4. Monitoring Points:

• Monitor for future filing of trading accounts reflecting commencement of business and earnings generation.
• Watch for any changes in directors or PSCs that may indicate restructuring or new business plans.
• Review subsequent financials for signs of asset acquisition, revenue, or cash flow improvements before reconsidering credit exposure.