COLEMAN PROPERTY AND DEVELOPMENT LTD

Executive Summary

Coleman Property and Development Ltd is a nascent player in the UK building project development sector, characterized by a modest asset base and early-stage working capital challenges typical of small developers. Current market trends such as rising costs and increased regulation present headwinds, but the company’s small size offers agility in a competitive environment dominated by larger firms. Strengthening financial resilience and operational scale will be critical for its growth and competitiveness.

COLEMAN PROPERTY AND DEVELOPMENT LTD - Analysis Report

Company Number: 14402808

Analysis Date: 2025-07-20 17:59 UTC

1. Industry Classification
   Coleman Property and Development Ltd operates primarily within SIC code 41100, which covers the development of building projects. This sector includes companies engaged in the construction and development of residential, commercial, or mixed-use properties. Key characteristics of this sector include high capital intensity, reliance on project financing, sensitivity to real estate market cycles, regulatory compliance (planning permissions, building regulations), and exposure to macroeconomic factors such as interest rates and government housing policies.

2. Relative Performance
   As a newly incorporated private limited company (since October 2022) and classified under the "Total Exemption Full" filing regime, Coleman Property and Development Ltd is a micro to small enterprise by scale. Its financials for the first full accounting period show:

• Fixed assets of £8,710 (mainly plant, machinery, vehicles, and computer equipment) consistent with early-stage operational setup.
• Current assets of £45,459, including £37,038 in debtors, indicating work-in-progress or receivables yet to be collected.
• Current liabilities of £51,056 resulting in a net current liability (working capital deficit) of £5,597.
• Net assets of £3,113, entirely equity-financed with minimal share capital (£100) and accumulated profits (£3,013).
  The presence of a working capital deficit is not uncommon for early-stage property developers who often carry significant short-term payables relative to receivables due to project cash flow timing differences. However, the company’s modest asset base and net equity reflect its nascent position in the market with limited operational scale compared to medium or large sector peers.

3. Sector Trends Impact
   The UK property development sector currently faces several significant trends:

• Rising construction costs and supply chain disruptions have increased capital requirements and project risk.
• Interest rate hikes have elevated borrowing costs, impacting project viability and buyer affordability.
• Regulatory shifts towards sustainability and building standards require additional investment and expertise.
• Demand for residential and commercial properties fluctuates with economic confidence and post-pandemic changes in work patterns.
  Coleman Property and Development Ltd, as a small-scale developer, is likely sensitive to these dynamics. The company's ability to navigate higher financing costs and regulatory complexity will be crucial. Its early-stage financials suggest it is still in the investment and development phase rather than revenue-generating maturity.

4. Competitive Positioning
   Within the competitive landscape, Coleman Property and Development Ltd is a niche entrant rather than a sector leader. Larger established developers benefit from diversified project portfolios, stronger balance sheets, and more robust access to capital markets or bank financing. In contrast, Coleman’s limited asset base and working capital deficit highlight vulnerability to market shocks and cash flow pressures. However, as a small, private company, it may enjoy agility advantages: quicker decision-making, local market focus, and potentially lower overheads. The company’s directors have consultancy backgrounds, which might imply a strategic approach to project selection and risk management. To improve competitive positioning, scaling up assets, strengthening liquidity, and building a track record of completed projects will be essential.