CONCEPT INSTALLATIONS ALLOA LTD

Executive Summary

Concept Installations Alloa Ltd presents a stable financial position with positive net assets and timely compliance filings. However, the company is small, newly established, and has no reported employees, which may limit operational scale and financial resilience. Careful review of liquidity trends and business model is recommended to confirm ongoing viability.

CONCEPT INSTALLATIONS ALLOA LTD - Analysis Report

Company Number: SC719515

Analysis Date: 2025-07-29 19:01 UTC

1. Risk Rating: LOW
   The company exhibits a low risk profile based on available financial and compliance data. It maintains positive net current assets and net assets, has no overdue filings, and operates as a micro-entity with modest but stable financials.

2. Key Concerns:

• Declining Asset Base: Current assets decreased from £6,566 in 2023 to £3,743 in 2024, indicating potential reduction in liquidity or operational scale.
• No Employees Reported: The accounts show zero employees, which may imply reliance on subcontractors or owner-executed work; this could impact operational scalability and sustainability.
• Limited Financial History and Scale: Incorporated recently (2022) and classified as a micro-entity, the company has limited financial track record and small capital base, which may constrain growth and resilience to shocks.

3. Positive Indicators:

• Positive Working Capital: Net current assets remain positive (£2,544 in 2024), suggesting ability to meet short-term liabilities.
• Compliance: No overdue accounts or confirmation statements; filings are up to date, indicating good governance in statutory compliance.
• Strong Control and Stability: Single director and 75-100% shareholder (Graham Sharp) ensures clear decision-making and control, reducing governance risk.
• No Indication of Financial Distress: No evidence of insolvency proceedings or director disqualifications.

4. Due Diligence Notes:

• Investigate reasons for decline in current assets and cash holdings between 2023 and 2024 to assess liquidity trends.
• Confirm operational model given zero employees—e.g., use of subcontractors, outsourcing, or sole trader activity.
• Assess revenue and profitability trends (not available here) to better understand business sustainability.
• Verify director’s background beyond what's presented to rule out any non-public risks.
• Review any contracts or client dependencies given limited scale and recent incorporation.