Company Number: 13611918

Analysis Date: 2025-07-20 13:49 UTC

1. Risk Rating: LOW
   Coolbergen Management Limited demonstrates a stable financial position with positive net current assets and no overdue filings. The company benefits from a strong cash balance relative to its current liabilities and maintains compliance with statutory requirements.

2. Key Concerns:

• The company is limited by guarantee with no share capital, which may limit capital raising options and could be a concern if significant funding is needed.
• Provisions have increased to £9,967, representing future expenditure reserves that should be clarified to understand potential obligations or liabilities.
• The company employs only two people, which may impact operational resilience or scalability depending on business demands.

3. Positive Indicators:

• Consistent positive net current assets over the last three years, improving from £4,178 in 2021 to £9,967 in 2024, indicating sound short-term liquidity.
• Cash holdings remain robust and relatively stable (£11,498 in 2024), suggesting the company can meet immediate obligations.
• No overdue accounts or confirmation statements, demonstrating good regulatory compliance and governance.
• Directors have not been reported with any disqualifications or adverse records.

4. Due Diligence Notes:

• Investigate the nature and expected timing of the provisions/future expenditure reserves to assess any contingent risks or planned capital outflows.
• Review the revenue model and contract terms underpinning management charges to verify income stability and sustainability.
• Confirm whether the limited guarantee structure suits the company’s operational scale and risk appetite, particularly regarding liability exposure.
• Evaluate operational dependencies given the small employee base to ensure continuity and capacity for business growth or turnaround if necessary.