CORESERVE VENTURES LTD

Executive Summary

Coreserve Ventures Ltd is a newly formed entity with a weak financial position characterized by negative net assets and reliance on director loans. It currently lacks operational scale, profitability, and liquidity to support credit facilities. Given the high risk profile, credit approval is not recommended at this stage. Future financial performance and cash flow development should be closely monitored before reconsidering credit exposure.

CORESERVE VENTURES LTD - Analysis Report

Company Number: 14691665

Analysis Date: 2025-07-20 18:36 UTC

1. Credit Opinion: DECLINE
   Coreserve Ventures Ltd is a very recently incorporated company (February 2023) with limited trading history and minimal financial data available. The latest accounts show net liabilities of £780 and negative net current assets, indicating the company is currently insolvent on a working capital basis. The only creditor within one year is a director loan of £780, which suggests reliance on internal funding rather than external commercial creditworthiness. With no employees and no reported turnover, the company lacks operational scale and financial track record to support lending or credit facilities. The negative shareholders’ funds and absence of profitability or cash flow generation present a high credit risk. Additionally, the company recently changed its name, which may indicate restructuring but does not improve financial strength.

2. Financial Strength:
   The balance sheet as of 29 February 2024 shows total net liabilities of £780 and negative net current assets of the same amount. There are no fixed assets or other tangible resources reported. The company’s equity is negative, reflecting accumulated losses or initial funding shortfall. The sole liability is a director loan, indicating no third-party debt or commercial borrowings. Overall, the financial position is weak with no buffer against adverse events.

3. Cash Flow Assessment:
   No direct cash flow figures are provided, but the negative net current assets infer a liquidity shortfall. The absence of employees and turnover suggests limited operating cash inflows. Relying on director loans signals that the company is not generating cash to meet obligations internally. Without positive working capital or cash reserves, the company has poor liquidity and would struggle to service external debt or credit lines.

4. Monitoring Points:

• Future filed accounts to review revenue, profit/loss, and net asset trends.
• Any increase in third-party liabilities or external borrowings.
• Cash flow statements to assess operational cash generation.
• Changes in management or capital injections that improve financial stability.
• Timeliness and completeness of statutory filings to detect administrative risk.
• Impact of name change on business strategy and operational viability.