COUNTY TO COUNTY PROPERTY GROUP LIMITED

Executive Summary

County to County Property Group Limited appears solvent with positive net assets and no compliance issues but exhibits liquidity risk due to minimal cash and substantial intercompany balances. The company’s operational model is heavily reliant on group financing, with limited evidence of independent trading activities. Further review of related party transactions and group financial health is recommended for a comprehensive risk assessment.

COUNTY TO COUNTY PROPERTY GROUP LIMITED - Analysis Report

Company Number: 14034613

Analysis Date: 2025-07-20 16:08 UTC

1. Risk Rating: MEDIUM

Justification: The company shows a positive net asset position and no overdue filings, indicating compliance and solvency at a surface level. However, the large increase in intercompany debtor and creditor balances within one year, coupled with minimal cash holdings and no employees, introduces liquidity and operational concerns typical of group financing structures rather than independent trading entities.

2. Key Concerns:

• Liquidity risk due to extremely low cash balances (£78) despite sizeable current assets dominated by amounts owed by group undertakings (£479,898), which may not be readily convertible to cash.
• Concentrated control and shareholding structure with one individual owning 75-100% and two entities owning 25-50% each, potentially limiting governance independence.
• Significant intercompany balances (both receivables and payables) suggest reliance on group financing arrangements; absence of third-party trade creditors limits revenue diversification and operational sustainability evidence.

3. Positive Indicators:

• No overdue statutory filings and accounts prepared under full exemption, indicating compliance with regulatory requirements.
• Positive net current assets (£50,487) and net assets (£51,192) indicating solvency at balance sheet date.
• The company has grown its investment holdings modestly and maintained stable shareholders’ funds over the last three years.

4. Due Diligence Notes:

• Investigate the nature and terms of intercompany balances to assess recoverability and impact on liquidity.
• Review group structure and financial health of related entities (Kidson Holdings Limited, Ctc (Planning) Limited) to understand risk contagion.
• Confirm turnover and revenue generation sources given absence of employees and limited operational disclosures.
• Assess director and shareholder backgrounds and any related party transactions for potential conflicts or governance risks.
• Verify future trading prospects and plans as the company is relatively new (incorporated 2022) and currently appears to be a holding entity.