COURSE GROUP LIMITED

Executive Summary

COURSE GROUP LIMITED is financially stable with a solid equity foundation and minimal liabilities, showing no immediate distress. However, declining current assets and no active employees suggest limited operational activity, likely reflecting a holding company status. To ensure future financial wellness, management should monitor liquidity closely and clarify the company’s strategic operational plans.

COURSE GROUP LIMITED - Analysis Report

Company Number: 14698790

Analysis Date: 2025-07-29 13:53 UTC

Financial Health Assessment Report: COURSE GROUP LIMITED

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1. Financial Health Score: B-

Explanation:
COURSE GROUP LIMITED demonstrates solid financial stability with positive net assets and shareholders' funds well above current liabilities, indicating a healthy equity position. However, the decline in current assets over the latest year and the absence of trading activity (zero employees) suggests limited operational activity, which warrants cautious monitoring. The company’s micro-entity status and limited financial disclosures restrict full insight, but no signs of distress are evident.

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2. Key Vital Signs

Metric	Latest Value (2025)	Interpretation
Current Assets	£125,436	Healthy cash and short-term resources, but decreased from previous year (£175,182) indicating reduced liquidity or asset utilisation.
Current Liabilities	£3,848	Very low short-term debts, implying minimal immediate financial obligations.
Net Assets / Shareholders' Funds	£121,588	Solid equity base, indicating the company’s assets materially exceed liabilities, a positive capital structure.
Employee Count	0	No employees suggests the company is not currently operational or is holding assets only.
Share Capital	£20	Minimal capital invested, typical for micro-entities but highlights reliance on retained equity or external financing.

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3. Diagnosis

COURSE GROUP LIMITED’s financial profile resembles a patient with stable vital signs but limited metabolic activity. The company holds a healthy asset base relative to its liabilities, showing no symptoms of financial strain such as over-leveraging or poor liquidity. However, the significant reduction in current assets over the last year and zero staff suggest limited business operations or a holding company role rather than an active trading entity.

The company’s micro-entity reporting under FRS 105 limits the depth of financial detail available, akin to a basic health check without in-depth diagnostics. The absence of audit and minimal capital structure further indicate a very lean operation.

Ownership is evenly split between two controlling individuals, which generally supports governance stability but may affect access to wider capital or management resources.

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4. Recommendations

• Monitor Liquidity Trends: The reduction in current assets should be watched closely. Maintaining healthy cash flow and working capital is essential to avoid future distress.
• Operational Review: Clarify the company’s business model and operational plans. If it’s a holding entity, ensure adequate income streams or asset management strategies are in place.
• Capital Injection Consideration: Given minimal share capital, consider whether additional equity investment is needed to support growth or operational needs.
• Prepare for Growth or Diversification: If intending to expand activity, plan for hiring and investment in current assets to stimulate business operations.
• Maintain Compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and preserve company good standing.
• Explore Financial Reporting Enhancement: If business complexity increases, consider moving beyond micro-entity reporting to provide stakeholders with more comprehensive financial insights.

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