CRACKNELL RISK CONSULTING LIMITED

Executive Summary

Cracknell Risk Consulting Limited presents a low investment risk profile based on its improving financial position, regulatory compliance, and focused business model. However, its small scale, reliance on a single director, and limited audit assurance warrant further due diligence on operational and financial sustainability. Overall, the company appears solvent and compliant with no immediate liquidity concerns.

CRACKNELL RISK CONSULTING LIMITED - Analysis Report

Company Number: 13884502

Analysis Date: 2025-07-29 20:32 UTC

1. Risk Rating: LOW

The company demonstrates improving financial health with positive net current assets and shareholders' funds increasing steadily over recent years. The absence of overdue filings and the active status of the company further support a low risk profile.

2. Key Concerns:

• Limited Scale and Resources: As a micro-entity with only one employee and minimal share capital (£100), the company may face scalability constraints and limited operational flexibility.
• Dependence on Single Director and PSCs: The business is closely held, with control concentrated between two individuals (including the sole director), which could present continuity risks.
• Unaudited Accounts: While compliant with micro-entity exemptions, the unaudited financial statements provide less assurance on financial accuracy compared to audited accounts.

3. Positive Indicators:

• Improving Financial Position: Net current assets improved from negative (£-2,593) at incorporation to £22,117 in the latest year, indicating strengthened liquidity.
• Consistent Compliance: No overdue accounts or confirmation statements, reflecting good regulatory compliance.
• Clear Business Focus: The company operates in a specialized niche (Risk and damage evaluation, SIC 66210) with an active, professional web presence focused on Business Interruption Insurance Reviews, suggesting operational stability.

4. Due Diligence Notes:

• Cash Flow Details: Obtain cash flow statements or management accounts to verify liquidity beyond balance sheet snapshots.
• Customer and Contract Base: Understand client concentration and contract terms to assess revenue sustainability.
• Director and PSC Backgrounds: Review any historical records related to the director or significant controllers for potential governance or reputational issues.
• Growth Plans and Capital Needs: Investigate plans for expansion or capital injection, given the micro scale and low share capital.