CRAFTY BEGGARS ALE HOUSES LTD

Executive Summary

Crafty Beggars Ale Houses Ltd is a recently incorporated private company operating in the pub and bar sector with minimal net assets and tight liquidity. While the company is compliant with statutory filings and shows some cash improvement, its history of losses and narrow working capital position pose moderate solvency and operational risks. Further due diligence on cash flow, creditor terms, and management plans is recommended to clarify financial stability.

CRAFTY BEGGARS ALE HOUSES LTD - Analysis Report

Company Number: 13816466

Analysis Date: 2025-07-29 14:53 UTC

1. Risk Rating: MEDIUM

The company shows a marginally positive net current asset position as of the latest financial year, improving from a net current liability the preceding year. However, the absolute amount of net assets and shareholders’ funds is minimal (£254), indicating very limited financial buffer. The company operates in the pub and bar sector, which can involve seasonal and economic volatility. The absence of an audit and limited financial history since incorporation in 2021 also adds uncertainty.

2. Key Concerns:

• Very low net assets and working capital (£254) suggest minimal cushion for meeting liabilities and potential cash flow stress.
• High current liabilities relative to current assets (nearly £37k liabilities vs. £37.1k assets) indicate tight liquidity.
• Operating losses in prior years (negative shareholders’ funds in 2022 and 2023) suggest profitability challenges and reliance on ongoing capital support.

3. Positive Indicators:

• The company has filed accounts and confirmation statements on time, indicating compliance with filing requirements and no regulatory issues.
• Directors hold significant control and reside locally, which may imply active management and oversight.
• Cash holdings have increased year-on-year (£30.7k to £33.3k), showing some improvement in liquidity.

4. Due Diligence Notes:

• Investigate the company’s cash flow trends and profitability since inception to assess operational sustainability.
• Review contractual obligations, especially short-term creditors and tax liabilities, to understand payment terms and risks.
• Examine management plans for increasing working capital and addressing prior losses to ensure solvency going forward.
• Confirm whether there have been any director or related party loans or capital injections supporting the company.