CRAMLINGTON CARPET & FLOORING LIMITED

Executive Summary

CRAMLINGTON CARPET & FLOORING LIMITED is a dormant entity with minimal financial data, no trading history, and nominal capital. The lack of operations and cash flow disqualifies it from credit consideration at this time. Should the company commence trading and demonstrate financial viability, the credit assessment should be revisited.

CRAMLINGTON CARPET & FLOORING LIMITED - Analysis Report

Company Number: 12823658

Analysis Date: 2025-07-20 15:17 UTC

1. Credit Opinion: DECLINE
   CRAMLINGTON CARPET & FLOORING LIMITED has consistently filed dormant accounts since incorporation in 2020, indicating no trading activity or revenue generation. With no operating history or financial performance data, the company lacks the capacity to service debt or meet credit obligations. Without evidence of income, cash flow, or assets beyond nominal share capital, extending credit presents a high risk.

2. Financial Strength:
   The balance sheet shows minimal financial substance—net assets and shareholders’ funds stand at £100, all represented by share capital. There are no current or fixed assets, no debt, and no retained earnings. This indicates no capital reserves or financial buffer to support business operations or absorb shocks.

3. Cash Flow Assessment:
   Cash on hand is £100, unchanged over four years, confirming no operational cash inflows or outflows. The company’s dormant status means it generates no working capital or liquidity. There is no information on bank facilities or external funding sources to support cash flow needs.

4. Monitoring Points:

• Monitor any change from dormant status to active trading, which would warrant re-evaluation of financials and creditworthiness.
• Watch for filing of full accounts showing operational performance, profitability, and cash flow.
• Track any capital injections or asset acquisitions that could improve financial strength.
• Observe director activities and any changes in PSC or company structure indicating business developments.