Company Number: 15169775

Analysis Date: 2025-07-20 18:23 UTC

1. Risk Rating: LOW
   The company is newly incorporated and classified as a small private limited holding company with no indication of financial distress. It holds net assets of £44,648, primarily cash, with current liabilities at a modest £1,875, indicating strong short-term solvency and liquidity.

2. Key Concerns:

• Limited Operating History: Incorporated in late 2023 with accounts covering less than a full year, limiting visibility on operational performance and sustainability.
• No Employees Reported: The company has no employees besides the director, which may limit business operations or indicate a holding structure without active trading.
• Concentrated Control: Single director and 75-100% ownership by Mr. David Cramphorn, which could present governance or succession risks.

3. Positive Indicators:

• Strong Liquidity: Cash balances of £42,089 far exceed current liabilities, providing good coverage for short-term obligations.
• Timely Filings: No overdue accounts or confirmation statements, demonstrating compliance with statutory requirements.
• Clear Business Activity: SIC code 64209 confirms the company acts as a holding entity, a typically low operational risk profile with limited direct liabilities.

4. Due Diligence Notes:

• Investigate the nature and performance of subsidiaries or investments held by this holding company to assess operational stability and income generation.
• Review related party transactions and inter-company balances for potential financial risk not evident in standalone accounts.
• Confirm the absence of contingent liabilities or commitments that could impact solvency.