Company Number: 14779682

Analysis Date: 2025-07-20 16:16 UTC

1. Risk Rating: LOW
   The company demonstrates consistent profitability with positive net assets and shareholders' funds, no overdue filings, and no indication of financial distress, which suggests a low risk of insolvency or liquidity problems.

2. Key Concerns:

• Limited scale of operations reflected in micro-entity status and low turnover (~£35k), which could constrain growth and resilience.
• Entire ownership and control vested in a single individual, which may present governance and succession risks.
• Absence of employees and relatively high cost of materials relative to turnover could indicate limited operational scalability or reliance on external suppliers.

3. Positive Indicators:

• Consistent profitability over two years with a profit increase from £4,053 to £6,073, signaling operational viability.
• Strong net current assets and net assets position (over £24k), indicating adequate short-term liquidity relative to size.
• Up to date with statutory filings including accounts and confirmation statements, demonstrating good regulatory compliance.

4. Due Diligence Notes:

• Investigate the nature of the cost of materials accounting for approximately 79% of turnover, to understand margins and supplier dependency.
• Review the business model and client base given the modest turnover to assess sustainability and growth potential.
• Confirm the absence of contingent liabilities or off-balance-sheet commitments notwithstanding the footnotes.
• Assess risks related to single director/owner structure and any plans for diversification or management strengthening.