CREATIONS WITH A... LIMITED

Executive Summary

Creations With A... Limited demonstrates a stable financial position characterized by increasing net assets and positive working capital as a micro-entity engaged in online retail. The company maintains timely regulatory filings and shows no immediate solvency or liquidity concerns. However, operational risks linked to its small scale and limited fixed assets warrant further due diligence to assess sustainability and growth prospects.

CREATIONS WITH A... LIMITED - Analysis Report

Company Number: 12485928

Analysis Date: 2025-07-20 15:37 UTC

1. Risk Rating: LOW
   The company shows a solid net asset base with positive net current assets and no overdue filings. The consistent increase in net assets and working capital over recent years suggests sound financial health for a micro-entity.

2. Key Concerns:

• Limited scale: As a micro-entity with only one employee, the business may have operational risks related to capacity and scalability.
• Minimal fixed assets: Fixed assets are negligible, indicating limited tangible resources, which may impact operational resilience.
• Single director and PSC data absence: Sole director with no PSC details publicly disclosed raises minor governance transparency considerations, although common for micro businesses.

3. Positive Indicators:

• Strong liquidity position: Current assets significantly exceed current liabilities with net current assets rising from £6,974 (2023) to £18,587 (2024).
• Increasing net assets: Equity has grown steadily from £4,448 in 2020 to £18,749 in 2024, reflecting retained earnings or capital injections.
• Compliance on filings: All accounts and confirmation statements are filed on time, indicating good regulatory compliance and governance.
• Clear business focus: Operating in online retail (SIC 47910) with an active website suggests ongoing commercial activity.

4. Due Diligence Notes:

• Review profit and loss details: The P&L reserve and profitability are not shown; assess profitability trends and cash flow sufficiency.
• Examine revenue streams and growth strategy: Understand how the company plans to scale beyond a single employee and limited fixed assets.
• Validate director’s background and governance controls: Confirm absence of director disqualifications or regulatory issues.
• Confirm details on customers and suppliers: Due to limited fixed assets, cash flow stability depends on trading partners.
• Investigate any off-balance sheet liabilities or contingent risks not visible from micro-entity filings.