CREATURE COMFORTS 1 LIMITED

Executive Summary

Creature Comforts 1 Limited is a dormant company with no trading history or meaningful financial resources. Given the minimal capitalization and absence of operating cash flow, it currently lacks the ability to service credit facilities. Credit approval is not advised until the company demonstrates active trading and financial substance.

CREATURE COMFORTS 1 LIMITED - Analysis Report

Company Number: 14812587

Analysis Date: 2025-07-29 14:06 UTC

1. Credit Opinion: DECLINE
   Creature Comforts 1 Limited is a newly incorporated dormant company with minimal financial activity and no trading history. The latest accounts confirm the company is dormant with only £100 in cash and shareholders’ funds, and no revenue or liabilities reported. Without operational performance, cash flow history, or financial substance, the company currently lacks the capacity to service any debt or credit facility. The ownership by Creature Comforts Pets Limited suggests it may be a holding or shell entity rather than an active trading business. Credit approval is not recommended at this stage.

2. Financial Strength:
   The balance sheet as of 31 December 2023 shows net assets and shareholders’ funds of only £100, reflecting the nominal share capital. There are no fixed or current assets, no liabilities, and no retained earnings. This extremely limited financial base indicates negligible capitalization and no buffer against losses or economic fluctuations.

3. Cash Flow Assessment:
   Cash at bank stands at £100 with no reported income or expenses, indicating zero operating cash flow. The company’s dormant status implies no ongoing business activity and no working capital cycle. Liquidity is minimal and wholly insufficient to meet any financial obligations beyond nominal administrative costs.

4. Monitoring Points:

• Monitor for future filing of accounts that show commencement of trading and substantive financial activity.
• Watch for changes in capital structure or introduction of assets/liabilities.
• Review periodic confirmation statements and director appointments for changes in control or business strategy.
• Assess any related party transactions or guarantees from the parent company Creature Comforts Pets Limited should credit be reconsidered.