CREDINVEST LTD

Executive Summary

CREDINVEST LTD is a dormant private limited company with no trading activity or financial performance, maintaining a static cash balance and net assets of £100,000. The lack of operations and cash flow means it currently lacks capacity to service debt or generate earnings, presenting a high credit risk. Credit facilities are not recommended until the company demonstrates active trading and positive financial results.

CREDINVEST LTD - Analysis Report

Company Number: 12382267

Analysis Date: 2025-07-20 13:02 UTC

1. Credit Opinion: DECLINE

CREDINVEST LTD is a dormant company with no trading activity and no recent financial performance to assess. Its balance sheet remains static with cash and net assets at £100,000, and no indication of revenue generation or operational cash flows. The company’s status as dormant, combined with an inactive website (account suspended), indicates no ongoing business operations or cash inflows to support debt servicing. Without operational activity or financial data demonstrating ability to generate earnings, the risk of lending is high.

2. Financial Strength:

The company’s balance sheet is minimal and stable but reflects a non-trading status. Shareholders’ funds and net assets remain at £100,000 for several years, with no growth or change. There are no current liabilities recorded, and cash holdings are static at £100,000. The company holds no fixed or current assets beyond cash. The large share capital figure reported (£468 million) appears inconsistent with balance sheet figures and may be an accounting or reporting anomaly, but given no trading activity, it has no bearing on financial strength. Overall, the company’s financial position is very weak as it does not generate income or build equity.

3. Cash Flow Assessment:

The company has no reported trading activity or working capital turnover. Cash balance has remained constant for multiple years at £100,000, indicating no cash inflows or outflows. The dormant status exempts the company from filing more detailed financial statements, but also means there is no cash flow from operations to service any debt or credit facility. Liquidity is limited to the static cash balance, which is insufficient for any significant business activity or repayment capacity.

4. Monitoring Points:

• Monitor any change in company status from dormant to active trading, including filing of full accounts showing revenue and profit.
• Watch for updated filings indicating operational cash flow or changes in net assets.
• Monitor director appointments and any changes in ownership or control that may signal business activity.
• Review any future financial statements for evidence of working capital management and profitability before reconsidering credit facilities.