CREEK MANUFACTURING SOLUTIONS LTD

Executive Summary

Creek Manufacturing Solutions Ltd is an early-stage micro-entity with very limited financial history and minimal net assets, resulting in a constrained financial position and tight liquidity. Credit facilities may be cautiously extended on a limited basis, contingent on close monitoring of cash flow and operational progress. Continued oversight is essential to track improvements in profitability and working capital as the business develops.

CREEK MANUFACTURING SOLUTIONS LTD - Analysis Report

Company Number: 14645351

Analysis Date: 2025-07-29 20:22 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Creek Manufacturing Solutions Ltd is a newly incorporated micro-entity with limited operating history and minimal financial data, which constrains a comprehensive credit assessment. The company shows a marginal positive net current asset position (£300) and very low net assets (£46), indicating minimal financial buffer. The director, who has full control, appears to be managing compliance adequately with timely filings. Given its early stage, credit facilities could be considered but should be limited in size and subject to close monitoring of operational progress and cash flow development.

2. Financial Strength:
   The balance sheet reflects a very modest asset base: £400 in fixed assets and £2,381 in current assets, balanced against current liabilities of £2,081 and accruals of £654. The company’s net assets stand at £46, indicating minimal equity and financial strength. The micro-entity status means limited disclosure and no profit and loss data, but the low net asset level suggests limited capital reserves to absorb losses or financial shocks at this stage.

3. Cash Flow Assessment:
   Current assets slightly exceed current liabilities, yielding net current assets of £300, which denotes a narrow working capital margin. The presence of accruals and deferred income (£654) further reduces liquidity headroom. Absence of profit and loss data limits insight into operational cash flow generation. This tight liquidity position implies that the company’s ability to meet short-term obligations depends on effective cash management and ongoing capital support from the sole shareholder.

4. Monitoring Points:

• Track subsequent filing of profit and loss accounts to assess profitability and cash generation trends.
• Monitor working capital dynamics closely, especially changes in current assets and liabilities.
• Follow any changes in director or ownership structure that could affect governance or credit risk.
• Watch for timely filing of future accounts and confirmation statements to ensure operational continuity.
• Evaluate business development and revenue growth as the company matures beyond its start-up phase.