C.R.F.R.CONSULTING LIMITED

Executive Summary

C.R.F.R.CONSULTING LIMITED presents a low financial risk profile with positive working capital and shareholders’ funds growth. The company has maintained compliance with filing obligations and exhibits sound liquidity at a micro-entity scale. However, the limited operational history and single-person management structure warrant further investigation to confirm ongoing operational stability and regulatory compliance.

C.R.F.R.CONSULTING LIMITED - Analysis Report

Company Number: 13313679

Analysis Date: 2025-07-29 20:42 UTC

1. Risk Rating: LOW
   The company demonstrates solid net current assets, positive shareholder funds, and timely filings, indicating low solvency and liquidity risks.

2. Key Concerns:

• Minimal Share Capital: Only £1.00 issued, which is typical for micro entities but limits the equity buffer against losses.
• Single Director and Employee: Operational dependency on one individual could pose continuity risks.
• Limited Operating History: Founded in 2021, financial stability over the longer term remains untested.

3. Positive Indicators:

• Positive and Increasing Net Current Assets: £49,494 as of March 2024, up from £27,371 in 2021, showing improving working capital.
• Shareholders’ Funds Growth: Increased from £36,399 in 2021 to £52,504 in 2024, evidencing retained earnings or capital injections.
• Compliance and Timeliness: No overdue accounts or confirmation statements; filings are up to date.
• Industry Classification: Non-life insurance, a regulated sector typically requiring prudent financial management.

4. Due Diligence Notes:

• Review detailed profit and loss data to understand revenue streams and profitability trends beyond balance sheet figures.
• Confirm whether the company holds any regulatory licenses or authorizations pertinent to the non-life insurance sector.
• Investigate director background for any governance or compliance issues, noting only one director is appointed.
• Assess contracts or client base to verify operational sustainability given limited staffing.
• Validate the composition of current assets to ensure liquidity (e.g., cash vs. receivables).