CRM REFURBISHMENT LTD

Executive Summary

CRM REFURBISHMENT LTD is currently dormant with minimal financial activity and net assets limited to its nominal share capital. The company's financial health is stable but inactive, reflecting a startup yet to commence trading. To improve its financial wellness, the company should begin operations, secure funding, and maintain good compliance practices to ensure a healthy financial future.

CRM REFURBISHMENT LTD - Analysis Report

Company Number: 15062854

Analysis Date: 2025-07-19 12:42 UTC

Financial Health Assessment for CRM REFURBISHMENT LTD

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1. Financial Health Score: D

Explanation:
The company is newly incorporated (2023) and classified as dormant, meaning it has not traded or conducted significant financial transactions. With net assets of just £1 and no recorded income or expenses, the financial data is minimal. While this is not necessarily a negative condition, it indicates that the company currently has no operational financial activity, which limits the ability to assess true business health. The grade "D" reflects a status of financial inactivity rather than distress but flags the need for future monitoring once trading begins.

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2. Key Vital Signs

Metric	Value	Interpretation
Status	Active	Company is registered and capable of trading.
Account Category	Dormant	No trading or financial transactions recorded.
Net Assets	£1	Minimal equity; reflects share capital only.
Shareholders’ Funds	£1	Equity corresponds to issued share capital.
Director & PSC	Single Director/Owner	Full control held by one individual.
Filing Status	Up to date	No overdue accounts or confirmation statements.

Interpretation:
The "vital signs" here point to a company in a state of financial rest—no active trading, no revenue or expenses, and minimal capital. This is typical for a dormant company. The presence of a single controlling director/owner simplifies decision-making but also means all financial and operational risks rest on one individual.

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3. Diagnosis

CRM REFURBISHMENT LTD is currently in a “financial hibernation” stage, showing no symptoms of active business operations. This dormancy means there is no cash flow, no liabilities, and no assets beyond the nominal share capital. While this is not a sign of financial distress, it does mean the company is not yet generating economic value or revenue.

From a financial health perspective, the company neither shows symptoms of growth nor distress; it's essentially a blank slate. The single director’s complete control indicates streamlined governance but with concentrated risk.

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4. Prognosis & Recommendations

Prognosis:
If the company intends to commence trading in the construction sector (SIC 43999), it needs to build financial activity and generate revenue soon to avoid the risks associated with prolonged dormancy—such as loss of market relevance or challenges in securing finance later on. The current dormant status is sustainable short-term but not a viable long-term business state.

Recommendations:

• Activate Trading: Begin commercial operations to build revenue and establish positive cash flow—this is akin to “waking the patient” from dormancy.
• Maintain Compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.
• Capital Injection: Consider increasing share capital or securing initial funding to support startup costs, working capital, and asset purchases.
• Financial Tracking: Implement basic accounting and cash flow tracking from the outset to detect “symptoms” of financial stress early.
• Risk Management: As sole director and owner, establish governance checks and balances to mitigate personal liability risks.
• Strategic Planning: Develop a business plan with milestones and financial forecasts to guide the company’s growth and financial health recovery.

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