CROMPTON BUILDING & DEVELOPMENT LIMITED

Executive Summary

Crompton Building & Development Limited is a dormant entity with no trading history and minimal financial activity. Its balance sheet and cash flows reflect only initial share capital, providing no evidence of ability to service credit facilities. At this stage, credit approval is not advisable until the company demonstrates operational activity and financial capacity.

CROMPTON BUILDING & DEVELOPMENT LIMITED - Analysis Report

Company Number: 12923146

Analysis Date: 2025-07-29 14:14 UTC

1. Credit Opinion: DECLINE
   Crompton Building & Development Limited is a dormant company with minimal financial activity and no trading history. The company has consistently reported net assets of only £100 and cash at bank of £100 over multiple years, showing no operational cash flows, revenue generation, or financial growth. This lack of trading or income means the company currently has no demonstrated ability to service debt or meet credit obligations. Without evidence of financial activity or capacity, extending credit would be highly speculative and risky.

2. Financial Strength:
   The company’s balance sheet is extremely limited, showing only the nominal share capital of £100 and equal net assets. There are no fixed assets, receivables, inventory, or liabilities reported. The financial position is essentially static and reflects a company that has not transacted or built any financial base since incorporation. This minimal capital base offers no buffer or resilience in the event of economic stress or operational demands.

3. Cash Flow Assessment:
   Cash holdings remain at a nominal £100, consistent across all reported years, indicating no operating cash inflows or working capital. The company is dormant and has not generated any turnover or engaged in commercial activity. Consequently, there is no cash flow to support debt servicing, operational expenses, or working capital needs. Liquidity is effectively non-existent beyond the initial capital injection.

4. Monitoring Points:

• Monitor any change in company status from dormant to active trading, including filing of full accounts reflecting operational performance.
• Watch for increases in cash, current assets, or net assets that would indicate business activity and improved financial capacity.
• Track director appointments or changes that may signal strategic shifts or new management expertise.
• Review any external credit references or payment histories if the company begins trading.