CS FLEET AUDIT LTD

Executive Summary

CS Fleet Audit Ltd is a financially stable micro-entity with positive working capital and net assets, indicating a healthy liquidity position and prudent management. While the company operates on a small scale with minimal fixed assets and a single employee, there are no current signs of financial distress. To enhance financial wellness, the company should focus on maintaining liquidity, improving internal financial tracking, and exploring growth opportunities.

CS FLEET AUDIT LTD - Analysis Report

Company Number: 12792197

Analysis Date: 2025-07-20 15:27 UTC

Certainly, let's conduct a comprehensive financial health assessment of CS Fleet Audit Ltd using the available data.

---

1. Financial Health Score: B

Explanation:
CS Fleet Audit Ltd exhibits a generally sound financial position with positive net assets and working capital, showing signs of financial stability and prudent management. However, the company's micro size and relatively modest asset base limit the scope for large-scale operations or rapid growth. The absence of profits/losses data or cash flow statements restricts a full diagnostic, so the score is cautiously optimistic.

---

2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Fixed Assets	852	Very low investment in long-term assets; typical for a micro company.
Current Assets	18,636	Healthy level of liquid or near-liquid assets.
Current Liabilities	12,307	Manageable short-term debts.
Net Current Assets	6,329	Positive working capital indicates good liquidity ("healthy cash flow").
Accruals and Deferred Income	2,383	Obligations recognized but not yet paid; moderate level.
Net Assets	4,798	Company's net worth; positive and growing over prior year.
Share Capital	1.00	Minimal share capital; typical for micro entities.
Number of Employees	1	Very small operational size, likely owner-managed.

Additional Notes:

• The company is micro-sized, with filing exemptions applicable.
• No overdue filings or penalties, indicating compliance discipline.
• Directors are also shareholders and operators, suggesting closely held management.

---

3. Diagnosis: Financial Health Overview

CS Fleet Audit Ltd presents as a "healthy but small" entity with stable net assets and positive working capital. The positive net current assets ("healthy liquidity") imply the company can meet its short-term obligations without distress. The slight growth in net assets from £4,276 (2023) to £4,798 (2024) suggests retained earnings or capital infusion, though detailed profit and loss data is not provided.

The very low fixed assets reflect the company's minimal investment in tangible long-term resources, which is typical for a service-oriented business in transportation support activities (SIC 52290). The business operates with one employee/director, highlighting a lean structure which may limit scalability but also reduces overhead risk.

No signs of financial distress such as negative equity, excessive liabilities, or overdue filings are present. The accruals and deferred income figure (~£2,383) is moderate and should be monitored to ensure these obligations do not accumulate disproportionately.

Overall, the company appears financially stable with "no symptoms of distress" but remains vulnerable to external shocks due to its small scale and limited capital base.

---

4. Recommendations

• Maintain Liquidity: Continue to monitor and manage working capital to ensure ongoing ability to meet short-term liabilities. Consider building a cash reserve to buffer any unforeseen expenses.

• Profit & Loss Transparency: Although micro-entity regulations allow minimal disclosures, maintaining detailed internal profit and loss tracking will improve decision-making and early detection of performance issues.

• Explore Growth Opportunities: Given the limited fixed assets and single-person operation, consider strategic investments in technology or partnerships to expand operational capacity and revenue streams.

• Plan for Accruals Management: Keep accruals and deferred income under control to avoid cash flow bottlenecks upon payment obligations maturing.

• Compliance Vigilance: Continue timely filings of accounts and confirmation statements to avoid penalties and maintain good standing.

• Risk Diversification: Evaluate dependency on limited customers or contracts to reduce vulnerability inherent in small business models.

---