C&S PROPERTY SOLUTIONS UK LTD

Executive Summary

C&S Property Solutions UK Ltd demonstrates a healthy financial position with strong liquidity, positive working capital, and stable equity, reflecting sound financial management since inception. While growth appears limited and detailed profit data is unavailable, the company’s balance sheet indicates no immediate financial distress. To enhance financial wellness, improved transparency and strategic growth planning are advisable.

C&S PROPERTY SOLUTIONS UK LTD - Analysis Report

Company Number: 14459937

Analysis Date: 2025-07-29 20:16 UTC

Financial Health Assessment of C&S Property Solutions UK Ltd

---

1. Financial Health Score: B

Explanation:
C&S Property Solutions UK Ltd exhibits a stable and sound financial position with strong net current assets and positive shareholders’ funds. The company shows healthy working capital management and a consistent equity base since incorporation. The absence of liabilities beyond current creditors and a significant cash balance relative to liabilities suggest low financial distress risk. However, limited operational history and flat net asset growth warrant cautious optimism rather than an A grade.

---

2. Key Vital Signs

• Cash and Cash Equivalents: £72,784 (2024) down slightly from £84,250 (2023)
  Interpretation: The company maintains a healthy cash reserve, indicating liquidity to meet short-term obligations. The small decrease is not alarming but should be monitored for trends.

• Current Liabilities: £25,207 (2024), decreased from £36,673 (2023)
  Interpretation: Decreasing short-term obligations relative to cash balance reflects prudent creditor management and less pressure on cash flow.

• Net Current Assets (Working Capital): £47,577 (consistent across 2022-2024)
  Interpretation: Positive and stable working capital indicates the company can comfortably cover its short-term debts, a sign of financial “vitality”.

• Shareholders’ Funds (Equity): £47,577 (stable)
  Interpretation: Equity stability shows no accumulated losses or dilution. The business has a solid capital base despite being newly incorporated.

• Turnover and Profit Data: Not disclosed (Common for small companies exempt from filing full accounts)
  Interpretation: Lack of turnover or profit data is a symptom of limited reporting but not necessarily a sign of distress. Needs monitoring.

• Employee Count: Zero reported employees
  Interpretation: The company likely operates with directors or contractors, keeping fixed overhead low but may face capacity constraints.

---

3. Diagnosis: What the Financial Data Reveals

The company is in a financially stable condition, akin to a patient showing no acute symptoms of distress. The balance sheet "vital signs" such as positive working capital and healthy cash reserves demonstrate the business is solvent and liquid with no signs of financial strain or over-leverage.

However, the flat net assets and repeated figures over three years suggest limited growth or operational scaling, possibly due to the company’s recent formation in late 2022 and its small size. The absence of visible turnover and profit figures—common in micro or small companies with exemption from full reporting—means the financial "symptoms" are incomplete, making it important to watch operational performance closely.

The directors' responsibilities and the absence of audit requirements imply reliance on internal controls and potential risks if financial discipline weakens. The company’s industry (real estate letting and operation) often requires robust cash management and asset utilization, which the current balance sheet supports.

---

4. Recommendations: Specific Actions to Improve Financial Wellness

• Enhance Financial Reporting Transparency: Although small company exemptions apply, consider fuller disclosure of turnover and profit/loss to stakeholders to avoid ambiguity about operational health.

• Monitor Cash Flow Trends: The slight reduction in cash warrants ongoing review to ensure liquidity remains strong, especially if planning growth or capital expenditures.

• Plan for Growth: With stable equity but limited growth, explore opportunities to leverage current assets for expansion, such as acquiring or leasing additional property assets or diversifying services.

• Review Working Capital Management: Maintain focus on managing payables and receivables efficiently to preserve the healthy working capital position.

• Evaluate Employee and Operational Capacity: Consider if reliance on directors and lack of employees limits scalability; strategic hiring or outsourcing could stimulate growth.

• Prepare for Future Tax and Compliance Obligations: With no tax liabilities currently shown, ensure provisions are made to meet potential future tax expenses as turnover grows.

---