Company Number: 13714354

Analysis Date: 2025-07-19 12:26 UTC

1. Credit Opinion: DECLINE. CSJ BUILD LTD is currently classified as a dormant company with minimal financial activity and assets. The company’s financial statements show only nominal cash and net assets (£100) with no trading history or earnings to demonstrate operational capacity or cash flow generation. There is no evidence of revenue, profitability, or working capital, which raises serious concerns about its ability to service any credit facility or commercial obligations. The company’s recent name change and dormant status suggest it is not actively conducting business, increasing risk from a credit perspective.

2. Financial Strength: The company’s balance sheet is extremely limited, reporting only £100 in cash and net assets, representing the nominal value of issued shares. There are no current or fixed assets, no liabilities recorded, and no retained earnings. This balance sheet reflects a shell entity with no financial substance or trading history. The absence of tangible or liquid assets undermines any financial strength, and there is no cushion to absorb potential losses or support credit risk.

3. Cash Flow Assessment: With dormant status, the company has no operating cash flow, no working capital, and no income streams. The constant minimal cash balance (£100) does not support any business activity or debt servicing capability. Without historical or projected positive cash flow, liquidity is non-existent. Hence, the company cannot meet payment obligations or sustain financial commitments.

4. Monitoring Points:

• Monitor for any transition from dormant to active trading status, including filing of full accounts with profit and loss details.
• Watch for changes in financial structure such as equity injections, asset acquisitions, or debt obligations.
• Review director and shareholder changes that might indicate business restructuring or activation.
• Keep track of overdue filings or changes in company status that would signal increased risk.