CTD CONSULTING LIMITED

Executive Summary

CTD CONSULTING LIMITED presents a low financial risk profile characterized by a strong liquidity position and consistent positive net assets over recent years. The company maintains good compliance records and operates under a simple structure with one director. While the micro-entity size limits scale, current data shows stable financial health with no immediate red flags.

CTD CONSULTING LIMITED - Analysis Report

Company Number: 12753508

Analysis Date: 2025-07-29 13:55 UTC

1. Risk Rating: LOW
   CTD CONSULTING LIMITED demonstrates solid net current assets relative to current liabilities, consistent positive net assets, and no overdue filings, indicating low immediate financial risk.

2. Key Concerns:

• Limited scale: As a micro-entity with only one employee and minimal share capital (£1), growth potential and operational scale might be constrained.
• Relatively static current asset levels: Current assets slightly decreased from £165,648 in 2023 to £146,551 in 2024, which could suggest cautious monitoring of cash flow is needed.
• Single director and employee risk: The company’s operational dependency on one individual (Ms. Catherine Devonport) may present succession or continuity risks.

3. Positive Indicators:

• Strong liquidity position: Net current assets remain healthy at £112,899 for 2024 with current liabilities well covered by current assets.
• Up-to-date compliance: Both accounts and confirmation statements are filed on time with no overdue status.
• Stable net assets and shareholders’ funds: Consistent increase in net assets from £23,911 in 2020 to £112,899 in 2024 reflects retained profits or positive operational outcomes.
• Clear governance: Director’s responsibilities acknowledged and accounts prepared under applicable micro-entity regime, no audit exemption concerns.

4. Due Diligence Notes:

• Verify the nature of current assets composition beyond cash (e.g., receivables, prepayments) to assess liquidity quality.
• Assess business model sustainability given the single director/employee structure and micro-entity size.
• Review any contractual obligations or off-balance sheet liabilities (none disclosed in accounts, but confirm).
• Confirm absence of any regulatory or legal challenges since none are indicated in the filings.
• Explore client base and revenue diversification to understand operational risk exposure.