CUBIC ARCHITECTURAL CONSULTANCY LTD

Executive Summary

CUBIC ARCHITECTURAL CONSULTANCY LTD is an early-stage architectural services company with a weak financial position characterized by negative net assets and insufficient liquidity. The company currently lacks the financial strength and cash flow capacity to support credit without significant risk. Close monitoring of operational progress and capital structure is essential before reconsidering credit exposure.

CUBIC ARCHITECTURAL CONSULTANCY LTD - Analysis Report

Company Number: 14923175

Analysis Date: 2025-07-19 12:04 UTC

1. Credit Opinion: DECLINE
   CUBIC ARCHITECTURAL CONSULTANCY LTD is a newly incorporated company (June 2023) with only one financial year filed, showing weak financial metrics. The company is currently reporting net liabilities of £1,531 and negative shareholders' funds. The going concern disclosure highlights material uncertainties about the company's ability to continue trading, indicating elevated credit risk. Given the lack of trading history, negative working capital, and absence of substantial assets or equity, the company does not demonstrate sufficient capacity to service debt or meet commercial obligations at this stage.

2. Financial Strength: Weak
   The balance sheet reveals minimal current assets (£35 cash) against current liabilities of £1,566 resulting in negative net current assets of £1,531. There are no fixed assets reported. The shareholders’ funds are negative at £1,531, reflecting accumulated losses or initial startup costs exceeding capital injection (only £1 share capital). The company's financial position is fragile with no buffer to absorb operational or economic shocks.

3. Cash Flow Assessment: Insufficient Liquidity
   The company’s cash balance is minimal (£35), insufficient to cover current liabilities of £1,566 due within one year. This negative working capital position suggests liquidity constraints. Absence of operating cash flow data prevents a complete analysis, but the balance sheet implies the company may struggle to meet short-term obligations without additional funding or capital injection.

4. Monitoring Points:

• Quarterly updates on cash flow and working capital position to detect any improvements or deterioration.
• Progress in revenue generation and profitability to assess operational viability.
• Any capital injections or debt restructuring to improve balance sheet strength.
• Director's plans or strategic initiatives addressing going concern risks.
• Timely filing of annual accounts and confirmation statements to avoid regulatory risk.