CULLEN CONSULTANTS LTD

Executive Summary

CULLEN CONSULTANTS LTD presents a low risk profile with strong liquidity and no liabilities, but the reduction in net assets and zero employee count warrant further review. The company maintains good compliance with filing requirements, supporting operational stability at a micro scale. Additional due diligence on business operations and financial trends is recommended to fully assess sustainability.

CULLEN CONSULTANTS LTD - Analysis Report

Company Number: 13627816

Analysis Date: 2025-07-29 18:15 UTC

1. Risk Rating: LOW
   The company shows a stable net asset position with no current liabilities and no overdue filings. The micro-entity status and small asset base limit exposure but also reduce complexity and risk.

2. Key Concerns:

• Declining net assets: Net assets decreased from £20,633 in 2023 to £11,422 in 2024, indicating a reduction in company value or possible losses.
• No employees: The absence of employees could suggest reliance on contractors or limited operational capacity, which may impact business continuity.
• Minimal fixed assets and small scale: Fixed assets are very low (£391), which may limit operational capability or investment potential.

3. Positive Indicators:

• No current or long-term liabilities: The company has zero current liabilities, reflecting strong solvency and no immediate debt obligations.
• Timely filing compliance: Accounts and confirmation statements are up to date with no overdue filings, indicating good governance.
• Positive net current assets: Current assets exceed current liabilities by £11,031, suggesting adequate short-term liquidity.

4. Due Diligence Notes:

• Investigate reason for the decline in net assets year-on-year and whether this reflects reduced capital, accumulated losses, or asset disposals.
• Clarify business model and operational capacity given zero employees and very low fixed assets.
• Review revenue streams and cash flows to confirm the company’s ability to sustain operations and meet ongoing obligations.
• Confirm whether the director(s) have any disqualifications or regulatory issues (none indicated but worth verifying).
• Assess potential related party transactions or director loans, which may not be evident in micro-entity accounts.