CUSTOMISE R US LTD

Executive Summary

Customise R Us Ltd is a micro private limited company exhibiting steady financial growth, profitability, and strong compliance with filing requirements. While liquidity is limited relative to turnover, positive net assets and consistent management support operational stability. Investors should focus due diligence on cash flow adequacy and cost management to ensure sustained financial health.

CUSTOMISE R US LTD - Analysis Report

Company Number: 12454431

Analysis Date: 2025-07-20 11:53 UTC

1. Risk Rating: LOW
   The company demonstrates stable financial growth with positive net assets and modest profitability. No overdue filings or liquidation status are noted, indicating sound regulatory compliance. The micro-entity size limits complexity and risk exposure.

2. Key Concerns:

• Limited Liquidity Cushion: Current assets are low (£4,104) relative to turnover (~£192k) and staff costs, which may constrain operational flexibility.
• Modest Profit Margins: Profit for the period is small (£4,220), and staff costs have risen significantly, which could pressure future earnings if turnover growth slows.
• Concentrated Control: Ownership and control are concentrated with one individual (Mr Jonathan Neil Thorne), which may raise governance and succession risk considerations.

3. Positive Indicators:

• Consistent Growth: Turnover has increased steadily from £64,848 in 2020 to £192,113 in 2024, showing positive business development.
• Positive Net Assets: Net assets improved to £66,082 in 2024 from £7,470 in 2020, reflecting retained earnings and asset accumulation.
• No Compliance Issues: All filings are current with no overdue accounts or confirmation statements, indicating good governance and regulatory adherence.
• Stable Management: Directors have been in place since incorporation, suggesting operational continuity.

4. Due Diligence Notes:

• Review cash flow statements or bank balances to assess liquidity beyond balance sheet current assets.
• Investigate the nature of fixed assets (£61,978) to understand asset liquidity and potential depreciation risks.
• Assess the impact of rising staff costs on profitability and whether this is aligned with revenue growth.
• Confirm no related party transactions or contingent liabilities exist, given the small size and owner-managed nature.
• Verify the completeness and accuracy of contact information and email addresses listed on the website, as some emails appear inconsistent.