Company Number: 14408977

Analysis Date: 2025-07-29 17:08 UTC

1. Risk Rating: LOW

The company demonstrates a stable financial position with positive net assets and net current assets over the last three years. There are no overdue filings or indications of insolvency. The micro-entity status limits disclosure detail but the available data does not suggest immediate solvency or liquidity concerns.

2. Key Concerns:

• Declining asset base and shareholders’ funds from £49,151 (2022) to £37,989 (2024) may indicate moderate erosion of capital.
• Very small scale with only one employee and limited fixed assets, raising questions about operational scalability and sustainability.
• Limited financial disclosure inherent in micro-entity accounts restricts comprehensive assessment of revenue, profitability, and cash flows.

3. Positive Indicators:

• Positive net current assets and net assets each year, indicating the company can meet short-term liabilities.
• Up-to-date filing status for both accounts and confirmation statements, reflecting good regulatory compliance.
• Directors appear stable and have significant control, suggesting consistent management oversight.

4. Due Diligence Notes:

• Investigate the reasons for the decline in net assets over the last three years to assess whether this trend is due to operating losses or other factors.
• Obtain management accounts or cash flow statements to evaluate liquidity beyond balance sheet snapshots.
• Assess client base and revenue streams to determine operational sustainability given the small scale of the business.
• Confirm no undisclosed contingent liabilities or related party transactions impacting financial health.