CYPRIAN SOLUTIONS LIMITED

Executive Summary

Cyprian Solutions Limited, a newly incorporated micro-entity, shows a stable financial foundation with positive liquidity and shareholders’ funds. While early-stage funding and minimal capital represent inherent risk, the company’s current financial health is sound with no signs of distress. Focus on building cash reserves, diversifying funding, and scaling operations will be critical for sustained financial wellness.

CYPRIAN SOLUTIONS LIMITED - Analysis Report

Company Number: 15307929

Analysis Date: 2025-07-29 20:57 UTC

Financial Health Assessment for Cyprian Solutions Limited (as of 30 November 2024)

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1. Financial Health Score: B-

Explanation:
Cyprian Solutions Limited is a very young micro-entity, incorporated less than a year ago, with financials reflecting its startup phase. The company shows positive net current assets and shareholder funds, indicating a stable foundation. However, limited scale, minimal share capital (£2), and director loans point to early developmental stage risks. The score "B-" reflects initial financial stability but with caution due to limited operating history and modest capital base.

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2. Key Vital Signs:

Metric	Value (£)	Interpretation
Share Capital	2	Nominal capital; typical for new startups but minimal buffer
Current Assets	22,775	Cash, receivables or short-term assets available
Current Liabilities	17,807	Short-term debts to be settled within one year
Net Current Assets	4,968	Positive working capital; indicates liquidity to cover short-term obligations
Shareholders’ Funds	4,968	Equity backing the company; positive but relatively small
Average Number of Employees	1	Very small workforce; low fixed cost base
Director Loans	644 (advance by Ms M Pindoria)	Small loan from director suggests initial funding support

Interpretation:

• The company exhibits a healthy cash flow cushion with net current assets of nearly £5k, meaning it can cover short-term liabilities comfortably.
• Positive shareholders' funds confirm the company is not trading insolvently.
• The small scale and lack of audit exemption (micro-entity rules applied) align with a startup in early operational stages.
• Director advances indicate reliance on internal funding sources, a common symptom of early-stage companies not yet generating strong external financing or profits.

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3. Diagnosis:

Cyprian Solutions Limited is in the early growth phase, showing foundational financial health with adequate liquidity to meet immediate obligations. The positive net current assets suggest no immediate distress symptoms such as cash flow crunch or excessive short-term debt. The limited share capital and director advances reflect typical startup funding patterns, signaling moderate financial risk but also commitment from the founding directors.

However, the company’s financial footprint is minimal, with only one employee, no fixed assets disclosed, and limited equity. This means the business is vulnerable to external shocks or unexpected expenses. The absence of accumulated reserves or profits means all financial stability depends on ongoing cash inflows and prudent cost management. The business also depends heavily on the active involvement and financial support of its directors.

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4. Recommendations:

• Build Cash Reserves: Aim to increase net current assets by accumulating retained earnings or securing additional funding to create a stronger liquidity buffer.
• Diversify Funding Sources: Explore external financing options (e.g., bank loans, grants, or investment) to reduce dependency on director loans and increase financial flexibility.
• Monitor Working Capital Closely: Maintain positive net current assets by controlling payables and receivables efficiently—symptoms of distress often emerge from poor working capital management.
• Plan for Growth: Develop a clear business plan to increase turnover and scale operations beyond the micro-entity level, which will improve financial resilience.
• Regular Financial Reviews: Conduct quarterly financial health checks to detect early signs of trouble, akin to routine health screenings.
• Consider Professional Advice: Engage with financial advisors as the company grows to optimize tax planning, cash flow forecasting, and risk management.

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