D FIELDS PROPERTY MANAGEMENT LTD

Executive Summary

D FIELDS PROPERTY MANAGEMENT LTD is a newly established micro-entity displaying positive short-term liquidity but limited equity and accrued obligations that require careful management. The company’s financial health is stable but fragile, with a need to strengthen its capital base and improve operational profitability to ensure sustainable growth. Focused financial controls and strategic planning will be essential to avoid future distress.

D FIELDS PROPERTY MANAGEMENT LTD - Analysis Report

Company Number: 14679520

Analysis Date: 2025-07-29 12:27 UTC

Financial Health Assessment for D FIELDS PROPERTY MANAGEMENT LTD

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1. Financial Health Score: C

Explanation:
The company displays a modest but positive financial position typical for a micro-entity in its first year of operation. It has positive net current assets and net assets, indicating basic liquidity and solvency. However, the overall scale of financial resources is very limited, and there are signs of tight working capital and accrued liabilities that may constrain operational flexibility. Given this is a startup with minimal financial history, the score reflects cautious optimism with room for improvement.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	4,827	Cash and receivables available in the short term - healthy but limited buffer.
Current Liabilities	3,029	Obligations due within a year - manageable but significant relative to assets.
Net Current Assets (Working Capital)	1,798	Positive working capital suggests the company can meet short-term debts without stress.
Accruals and Deferred Income	1,500	Potential liabilities not yet paid - these reduce net assets and reflect commitments.
Net Assets (Shareholders’ Funds)	298	Very low equity, indicating limited retained earnings or capital injection.
Average Number of Employees	1	Very small scale operation, consistent with micro-entity status.

Interpretation:

• The company shows a "healthy cash flow" sign in the form of positive working capital, meaning it has more liquid resources than immediate debts.
• However, the low net asset figure (only £298) and relatively high accruals suggest underlying "symptoms of financial strain" if more liabilities come due or if cash inflows slow.
• The absence of profit and loss data limits insight into operational profitability, which is critical for long-term viability.

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3. Diagnosis

Overall Financial Condition:
D FIELDS PROPERTY MANAGEMENT LTD is in an early stage of its lifecycle with financials reflecting startup status—a small asset base, low equity, and modest liabilities. The company has maintained solvency and liquidity but with a very thin margin. The positive net current assets indicate no immediate distress. However, the small net asset base and accrued liabilities are "warning signs" that cash flow management will be crucial.

The company’s classification as a micro-entity and its recent incorporation (February 2023) mean it is still establishing its market position and operational routines. The director’s occupation outside typical property management may signal limited industry experience, which can be a factor to monitor.

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4. Recommendations

1. Strengthen Equity Base:
   Consider additional capital injections or shareholder loans to increase net assets, providing a stronger financial cushion against unexpected expenses.

2. Monitor and Manage Accruals:
   Closely track accrued liabilities and deferred income to avoid surprises and ensure timely settlement, preventing liquidity crunches.

3. Develop Profitability Insight:
   Prepare and review full profit and loss accounts regularly to understand income streams, cost drivers, and profitability trends.

4. Enhance Cash Flow Forecasting:
   Implement robust cash flow projections to anticipate periods of tight liquidity and plan accordingly.

5. Industry Expertise:
   Leverage or acquire specialist knowledge in property management to improve operational efficiency and market competitiveness.

6. Plan for Growth:
   As a micro-entity, growth will require scalable processes and possibly additional financing; preparing strategic plans will help sustain financial health.

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