D J HENSHER BUILDING AND CARPENTRY SERVICES LTD

Executive Summary

D J Hensher Building and Carpentry Services Ltd demonstrates a low risk profile supported by improving liquidity and solvency metrics along with timely statutory compliance. While historical liquidity challenges warrant attention, recent financials suggest recovery and operational stability. Limited disclosure due to micro-entity status advises further review of profitability and cash flows for a comprehensive risk assessment.

D J HENSHER BUILDING AND CARPENTRY SERVICES LTD - Analysis Report

Company Number: 14539674

Analysis Date: 2025-07-29 20:04 UTC

1. Risk Rating: LOW
   The company shows improving financial health with positive net current assets and net assets growth, no overdue filings, and no indication of insolvency or liquidation. The business appears solvent with adequate shareholder funds relative to liabilities.

2. Key Concerns:

• Historical negative net current assets in 2023 and 2024 indicate prior liquidity pressure; recent improvement needs monitoring to ensure sustainability.
• Fixed assets have decreased slightly from 2024 to 2025; understanding the impact on operational capacity is important.
• Limited financial disclosure due to micro-entity exemption and absence of profit and loss details restricts thorough profitability and cash flow assessment.

3. Positive Indicators:

• Current year (2025) shows net current assets of £13,405 and net assets of £107,746, indicating improved liquidity and solvency.
• No overdue accounts or confirmation statements suggest good regulatory compliance and governance.
• Stable director and PSC structure with two known British individuals actively involved, providing transparency.
• Employee base remains stable at 5, indicating operational continuity.

4. Due Diligence Notes:

• Review cash flow statements and profit and loss accounts (if available outside statutory filings) to confirm ongoing liquidity and profitability.
• Investigate reasons for prior years’ negative net current assets and how those issues were addressed.
• Assess the nature and valuation of fixed assets and any recent disposals or impairments that may affect operational capacity.
• Confirm no contingent liabilities or off-balance-sheet risks exist given micro-entity reporting limitations.
• Verify credit terms with suppliers and receivables aging to evaluate working capital management.