DACT SOLUTIONS LTD

Executive Summary

DACT SOLUTIONS LTD is a newly established but financially sound micro-entity exhibiting strong net asset growth and liquidity. The company’s management consultancy and bookkeeping operations appear stable with no current credit concerns. Approval for credit facilities is recommended, subject to routine monitoring of financial performance and cash flow trends.

DACT SOLUTIONS LTD - Analysis Report

Company Number: 14590509

Analysis Date: 2025-07-20 15:07 UTC

1. Credit Opinion: APPROVE
   DACT SOLUTIONS LTD demonstrates a solid micro-entity financial position with positive net assets and a strong increase in working capital over the latest year. The company is active, compliant with filing requirements, and operated by experienced directors with no adverse conduct records. Its primary activities in management consultancy and bookkeeping tend to generate stable cash flows. Based on current financials and operational status, the company appears capable of servicing modest credit facilities.

2. Financial Strength:
   The balance sheet shows total net assets of £32,866 as of 31 December 2024, up from £4,737 the prior year, indicating robust equity growth. Fixed assets are minimal (£466), consistent with a service-based business. Current assets (£46,621) significantly exceed current liabilities (£14,221), resulting in net current assets (working capital) of £32,400, a strong liquidity position for a micro company. The rise in net assets and working capital suggests positive retained earnings or capital injections supporting financial resilience.

3. Cash Flow Assessment:
   The company holds a healthy level of current assets relative to short-term liabilities, which supports operational liquidity. The increase in current assets from £18,660 to £46,621 implies improved cash or receivables management. With only two employees and low fixed asset investment, cash requirements are likely moderate. The balance sheet does not indicate any off-balance sheet liabilities or contingent risks, reducing concerns over hidden cash flow pressures.

4. Monitoring Points:

• Monitor ongoing profitability and cash flow generation as the company grows from micro-entity status.
• Watch for any changes in debt levels or payment delays, especially given the company’s young age and evolving client base.
• Confirm directors maintain prudent financial controls and filing compliance.
• Track developments in management consultancy market conditions that could impact revenue stability.