DANIELLE BATEMAN EXECUTIVE COACHING LIMITED

Executive Summary

Danielle Bateman Executive Coaching Limited exhibits a solid balance sheet for a micro start-up with strong net assets and liquidity. However, limited operational history and scale mean credit approval should be cautious and conditional on ongoing performance monitoring. Close attention to cash flow development and revenue traction is essential to ensure sustainable creditworthiness.

DANIELLE BATEMAN EXECUTIVE COACHING LIMITED - Analysis Report

Company Number: 14937785

Analysis Date: 2025-07-20 11:14 UTC

1. Credit Opinion: APPROVE with conditions Danielle Bateman Executive Coaching Limited is a micro-entity incorporated in June 2023, with its first financial year ending June 2024. The company has a strong net asset position of £35,340 and positive net current assets of £34,621, indicating sound short-term liquidity. However, as a newly established company with only one employee and limited operating history, its ability to generate sustainable cash flows and repay significant debt over time remains unproven. Approval is recommended with conditions such as modest credit limits and close monitoring of trading performance and cash flow trends.

2. Financial Strength: The balance sheet shows a healthy financial position for a start-up micro company. Fixed assets are minimal at £719, reflecting likely low capital expenditure typical for a professional services business. Current assets of £45,972 exceed current liabilities of £11,351 by a substantial margin, resulting in net current assets (working capital) of £34,621. No long-term liabilities or provisions exist, and shareholders’ funds equal net assets at £35,340, indicating no gearing or external debt. The company benefits from full ownership and control by the director, Danielle Bateman, which suggests aligned management incentives but also concentration risk.

3. Cash Flow Assessment: Current assets predominantly consist of cash and receivables (though details are unavailable), supporting liquidity to meet short-term obligations. The net current asset position suggests positive working capital. However, as a new business with a single employee, the cash flow from operations likely remains limited and dependent on client acquisition and timely collections. Absence of overdraft or loan facilities in the accounts implies reliance on equity funding so far. Cash flow forecasts and aging of receivables would be critical to assess going forward, especially before extending credit facilities.

4. Monitoring Points:

• Revenue growth and profitability trends in subsequent accounting periods.
• Cash flow generation and receivables collection efficiency.
• Changes in working capital components, particularly current liabilities.
• Any material changes in ownership or director status.
• Compliance with filing deadlines and maintenance of up-to-date statutory records.
• Potential increase in capital expenditure or external borrowings.
• Impact of economic conditions on client demand for executive coaching services.